December 2019

Pay Close Attention To Who’s Steering Your Investments

Steering people into inferior investments due to preconceived prejudices isn’t a relic from the bad old days. Long Island’s housing market is infected with this disease. Newsday recently published a 3-year investigation documenting patterns of widespread discrimination. Long Island Divided, uncovered a widespread separate and unequal treatment of minority potential homebuyers. Testers were sent out…

I Don’t Like Mondays…..When Is My Retirement?

Holiday shopping may seem like a huge priority at the moment. Is it more important than saving and planning for retirement? Start your decision process by reading this week’s terrific retirement links. Bull markets can last pretty long. A Wealth Of Common Sense Why are more people dying before they get a chance to retire?…

Reflections on Pearl Harbor Day

  This post was originally published 3 years ago There were no “safe zones” in Pearl Harbor on December 7, 1941. In the age of “micro-aggressions” and “everybody’s special snowflake gets a trophy”, the events that happened on that fateful day stand out in sharp contrast our current diet of “fake news,” reality-show dominated media….

Tapas, Crepes, Puppies, and Tuition

Does a four-year college degree need to cost a quarter of a million dollars? Don’t be indoctrinated into believing the slick marketing. Schools are masters at selling the college experience. “Would you like to live in a castle? Done.” Our 16-year-old twin sons are beginning this journey. We don’t like what we see. Observing some…

Intoxicated By Financial Intoxicants

Our world is full of distractions. We do our best to maximize their potential. Smartphones, consumerism, video games, alcohol, social media, gambling, and workaholism top the list. Overeating is our most destructive behaviour pattern. Its toxic effects are devastating. Sitting still or focusing on speaking with someone without manically playing with your smartphone are becoming…

Ring! Ring! It’s 7 A.M.! …..When Is My Retirement?

Turkey’s have a good life – until Thanksgiving arrives. Plan for the future by reading this week’s terrific retirement links. The average 401(k) contribution rate is 8.8% without an employer match. CNBC Don’t listen to these 7 Social Security myths. MarketWatch What can Millenials expect from retirement? Money The end of the year is a…