April 2021

It Seems Like We’re Always In A She-Cession

Pandemics aren’t gender-neutral. A select few profited from stimulus juiced financial markets; others lost big time. Topping the list  – Women. Their finances suffering disproportionally to men. According to the National Women’s Law Center, women garnered 55% of the net 9.6 million pandemic layoffs. Not including the hundreds of thousands forced to leave jobs taking…

The Die Has Been Cast…..When Is My Retirement?

April showers bring May flowers. Don’t let it rain on your retirement. Start planting some seedlings by reading this week’s terrific links. Your savings rate is personal. A Wealth of Common Sense Early retirement and claiming Social Security don’t mix. Bloomberg Think of getting older as having more opportunities. First Republic Taxes don’t go away…

Investors Are The Moths, Markets Are The Flames

Why do investors incinerate themselves in the financial markets? It’s not intentional. They’re wired to self-destruct for reasons beyond their control. Look at the moth’s behavior. of moths, flying into the flames of lit candles. Is this self-immolation a deliberate suicide over a lover’s quarrel? Nope, Moths making burnt offerings of themselves exhibit complex reasons…

Ready, Steady, Go…..When Is My Retirement?

Money buys freedom. Liberate yourself by learning how to save for your retirement. Turbocharge your journey with this week’s terrific links.   Buying stocks after a huge move-up isn’t a terrible idea.  A Wealth of Common Sense How will inflation affect your retirement plan? Morningstar Retirees need a schedule. The Wall Street Journal Does life…

What’s Your Money Story?

“Every person who doesn’t have enough money has a money story.” Michael Stein M.D. recently wrote a book appropriately titled Broke. Detailing his experiences working with impoverished clients within his medical practice. Not surprisingly, their health is sabotaged by their various financial predicaments. Not having their own financial planner commiserate with Dr. Stein emerges as their…

Alone I Keep The Wolves At Bay…..When Is My Retirement?

The world is opening up. Don’t miss the great times ahead.  Make funding bucket list vacations part of your retirement plans. Read this week’s terrific links and help turn your dreams into reality. Too many Americans underspend during retirement. Abnormal Returns Before saving for retirement, make sure you set up an emergency fund. A Wealth…

Ten Facts You Need To Know About Financing College

Making a major purchase without transparent information is an accident waiting to happen. Most parents are flying blind regarding the college admissions process. Like any other business, maximizing revenue takes precedence. In this case, your child is the product. Before plunking down a quarter of a million dollars or more, it’s important to know these…

My Spirit Gets So Down-Hearted Sometimes…..When Is My Retirement?

Baseball is back. Games often become 4 hour+ marathons. Retirement is longer and no game.  Your plan may need to last for 30 years +. Start your season by reading this week’s terrific links.   How much should you worry about inflation in retirement? Morningstar How can you make up for lost ground in your…