November 2020

They Try To Anaesthetise The Way I Feel…..When Is My Retirement?

Getting crushed in a Black Friday stampede shouldn’t be a part of your retirement plan. Savings, not bored spending will get you to the place you need to go. Start your journey today by reading this week’s terrific links. Use your retirement to fund contentment. Retirement Field Guide Social Security scams are exploding. CNBC Money…

Delete Arrogance From Your Retirement Portfolio

Overconfidence destroyed more retirement plans than market meltdowns. Throwing Nationalism into the ring makes things worse. It’s normal to think your country is better than anyone else’s. While problematic in a retirement portfolio, this thinking during wartime is catastrophic. The fall of the British Fortress Singapore during World War II is a prime example. Singapore…

I Try So Hard Not To Get Upset…..When Is My Retirement?

A Turkey is fed well and taken care of up until Thanksgiving. Things change pretty dramatically. Don’t let this happen to your retirement. Read our terrific links and learn how to avoid fatal errors with your money. Baby Boomer retirements accelerated in 2020. Pew Research Center How does your retirement savings compare to others in…

Hey Siri What’s The Best Way To Ruin My Retirement Plan?

Moods are fleeting; consequences aren’t. Letting temporary emotions influence your investment decisions is like drinking salt water to quench your thirst. COVID-19 is a firehose of negativity, a form of second-hand background smoke that potentially can ruin your retirement. Behavioral scientists call this “ambient emotions” or background feelings. The Wall Street Journal elaborates. While ambient…

Don’t Save It For Later…..When Is My Retirement?

The President will at some point have to leave the White House. The same isn’t true for your retirement. You’re the master of this domain. Make the right choice by reading this week’s terrific links. Don’t let your adult children ruin your retirement. The Wall Street Journal Will a Biden presidency change your plans for…

The Ultimate Baby Bonds Aren’t What You Think

The ultimate Baby Bonds shouldn’t be composed of just stocks and bonds. How about also filling them with nutritious food? Baby Bonds are a noble idea, helping to decrease the startling wealth gap in our country between the rich and everyone else. According to Urban Wire: The racial wealth gap is the disparity in net…

It’s Not The End Of Your Retirement As You Know It

Am I going to lose all my money? I used to hear that question a lot, not so much anymore. Progress! A while back, we had a client meeting. It was during another one of our quarterly extinction-level financial events (heavy sarcasm).  I can’t recall what the crisis du jour was, but I remember what the…

It Can’t Go On Forever…..When Is My Retirement

The most important election EVER is only one day away. Except for all the other ones. Your retirement isn’t a four-year term in office. Start planning for the next several decades by reading this week’s terrific retirement links. Houston, we have a pension problem. A Wealth of Common Sense Retirement comes with some big surprises….