July 2025

Don’t Let Comfort Creep You Out

Grey portfolios are scarier than red. Most people think they view things in black and white. The reality is that everything happens in shades of grey based on individual experiences and perceptions. Translation: We have become too comfortable and devise problems out of thin air. Michael Easter, the author of the New York Times bestseller…

My Ambition Is To Have Ambition

Rushing through life or creating a hasty retirement plan are bad choices. Learn how to do things correctly by reading this week’s terrific links. Should you do a Roth Conversion or pay 0% Capital Gains Tax? Best Interest Will Gold be able to hold its value despite modern technology? Abnormal Returns Add exercise snacks to…

Potential Doesn’t Make You Rich

Talent and a high income will only get you so far. These factors apply to both professional sports and personal wealth creation. The N.Y. Yankees are a prime example of unfulfilled promise due to bad decision making. It doesn’t help that they have a manager who majored in excuse making and minored in being his…

My Ambition Is To Have Ambition…..When Is My Retirement?

Don’t distract yourself from substance with excessive worldly pursuits. Do this and clarify your retirement plans. Read our terrific links to discover what matters. Rich people aren’t feeling rich. Of Dollars And Data Don’t allow bad advice to ruin your retirement. The Big Picture Four ways to socialize as you age. Medium Subtract complexity from…

The Kids Are Not All Right

Young Americans have a health and wealth problem. Numbers don’t lie. A study published in the Journal of the American Medical Association revealed startling data. According to Dr. Christopher Forrest, the surprising part of the study wasn’t any single statistic: it was that 170 indicators and eight data sources all showed the same thing: a…

My Ambition Is To Have Ambition

Don’t be afraid to spend your money in retirement. If you don’t, somebody else will. Read this week’s terrific retirement links to broaden your retirement horizon. America is a great place to invest your retirement funds. OptimistiCallie Three tips for planning your retirement. Morningstar There are many forms of wealth. A Wealth of Common Sense…

Become An Investment Hermit

Withdrawing from the noise leads you down a path toward clarity. Recently, at a party, I was told, “I need to get out more,” because I wasn’t aware of a local restaurant. Do I? At 61, I’m not looking to add many things to my life. It’s a better use of time to maximize what…

My Ambition Is To Have Ambition…..When Is My Retirement?

Retirement means different things to different people. Find your definition by reading this week’s terrific links. Spending money is difficult for some people. A Wealth of Common Sense Four intelligent ways to manage cash. Morningstar Lessons from a 106-year-old. N.Y. Post Lean into the first year of retirement rule. Kiplinger Nature provides valuable investing lessons….

Slow, Steady, Sustainable

Gardening and investing are about compounding. What is the most sustainable way to achieve your goals without taking undue risk? The answer is easy for gardening – Go Native. Native planting involves growing plants naturally adapted to a specific region’s climate, soil, and ecosystem. Native plants are the best way to promote biodiversity and sustainability….