May 2021

It’s A Long Way To The Top…..When Is My Retirement?

On this Memorial Day weekend, please don’t forget the ultimate sacrifice of those in service to our country who never had the opportunity to retire.   Does your state tax Social Security? Tax Foundation Buiding with Permanent Life Insurance is an awful plan for most people. Peter Lazaroff Some people don’t want to travel during…

Don’t Let Randomness Rule Your Giving Strategy

Giving while living makes a ton of sense. Why wait? Father Time is undefeated. Due to Covid, life expectancy fell in the first half of 2020.   Impactful giving has no match for its effectiveness. Waiting until death is a poor method for dispersing money to your kids or a favorite charity. What makes you…

I Came Back Only Yesterday…..When Is My Retirement?

Average investors aren’t planning on using Bitcoin for purchasing a Tesla during retirement. If you’re interested in what really matters, check out this week’s terrific links. Life is too short to save everything. A Wealth of Common Sense Retirement involves making some tricky decisions. Morningstar Four reasons to set up a Roth IRA. Humble Dollar…

Co-Signing A Student Loan Isn’t Like Buying A Treasury Bill

No good deed goes unpunished. Throw cosigning a student loan into the mix. Undergrads receive $27,000 from the government’s Stafford Loan program. These loans possess the most favorable rates and repayment features. The problem –  private and public school tuition/room and board blow past this limit. Students and their parents must wade into the Parent…

These Are The Things That Drive Me Crazy…..When Is My Retirement?

Paying ransomware is one way of freeing your computer system from criminal hackers. There’s no ransom for retirement. It’s just a long hard slog but well worth it. Make the journey easier by reading this week’s terrific links. Ten great tips for retirement investors. A Wealth of Common Sense Ask these questions before purchasing an…

Building Wealth And Losing Weight Have Something In Common

Doing nothing is doing something. This applies to both money and health. Exercise fiends trust frenetic activity helps them lose weight. Think again. Sometimes the opposite result occurs. Daily activity level has almost no bearing on the number of calories burnt each day. (except in extreme cases) Our bodies perform a complicated juggling act, keeping…

Tempted By The Fruit Of Another…..When Is My Retirement?

Melinda Gates doesn’t have to worry about retirement after her divorce from Bill is finalized. Unfortunately, you’re not Melinda. Start alleviating your stress by reading this week’s terrific retirement links.   A new bill could bring big changes to how Americans plan for retirement. Yahoo Finance Should you pay off your mortgage in retirement? CNBC…

How To Survive A Fudgy The Whale Market

Are you a true believer? It’s not easy staying the investing course without evidence. There’s an old story applicable to investing solely on faith. A mountain climber foolishly climbing alone slips off a precipice and finds himself dangling at the end of his safety rope, a thousand feet above a ravine. He calls out in…

My Work’s Down The Drain….When Is My Retirement?

There’s a big government fiscal stimulus program on the table. While we don’t know how this ends, we CAN make a prediction about your retirement. Take ownership by creating your own stimulus program. Saving more and reading our weekly links are terrific politically free proven winners! Hobbies need to be a big part of your…