Some days you’re the dog and some days you’re the fire hydrant. Take a guess which category public school teacher’s Non-ERISA 403(b) retirement plans fall under? Help is on the way. Our 403(b) group is collaborating on a unique pilot project with Vanguard, the titan of low-cost, investor-friendly investing. Our joint mission is to transform…
The Battle Is Getting Hotter….When Is My Retirement?
Happy President’s Day! Former U.S. Presidents receive an annual pension of over $200,000 – You won’t. If that’s not a reason to read this week’s terrific links, I don’t know what to tell you. Money should give you the freedom to work on things you want to. More To That Be aware of Coronavirus…
How To Make It Rain On Your Investments
Reactive habit patterns ruin more portfolios than bear markets. Acting mindlessly and reflexively is easy to do but difficult to unwind. There’s a way out of this negative feedback loop – if you’re willing to put in the work. Dr Judson Brewer, an expert on changing bad habits, has the solution. Make it R.A.I.N. on…
48 Hours Needs 48 Thrills….. It’s Monday Again When Is My Retirement?
While the Iowa Caucus turned into a complete fiasco, your retirement plan doesn’t have to. Read this week’s links and learn a few things. Here’s how you can work around recent stretch IRA restrictions. CNBC You can retire on a cruise ship. The Washington Post Some states are trying to fix our retirement crisis….
For God’s Sake, You’re Scaring People To Death!
Orson Welles almost scared America to death. At 8 P.M. on October 30, 1938, Welles unleashed his version of hell upon a gullible American public. The 23-year-old Welles hosted a very popular CBS Radio program called Mercury Theatre on the Air. He produced adaptations of Dracula, The Count of Monte Cristo and other classics. This…
Workin’ For The Clampdown…..When Is My Retirement?
If your advisor is telling you to make changes in your financial plan because of the Coronavirus – You need to get a new advisor. Read what’s really important in this week’s terrific retirement links. T There are always reasons to sell your stocks. The Irrelevant Investor Be very careful when adding an annuity to…
“I’m Kinda Sad Tomorrow Is The Last Day”
“Kids don’t remember what you try to teach them. They remember what you are.” Jim Henson The only thing better than teaching personal finance to kids is doing it with a bunch of great people. Last week, we taught a full week mini-course at The Stony Brook School. Dina and I laid the groundwork. Bringing…
I Don’t Like Mondays…..When Is My Retirement?
This week we taught a 5-day mini-course to a group pf H.S. Students. Imagine if you had this opportunity when you were their age? Instead of crying over spilt milk, do the next best thing. Read this week’s terrific retirement links and make up for some lost time. 57% of Social Security recipients pay a…
How To Pay For College On $186.28 A Month
Imagine paying for college with a subscription plan that’s cheaper than your monthly cable bill. Prepaid-tuition plans might be the answer to your prayers. Just like regular 529s, pre-paid tuition plans are tax-advantaged. Earnings and distributions are tax-free provided you follow certain guidelines. PREPAID TUITION PLAN This plan enables the account holder to buy credit…
Mondays Coming Like A Jail On Wheels…..When Is My Retirement?
The Houston Astro’s cheated their way to a World Series victory. Don’t expect to do the same with your retirement plan. Take the honest road by reading this week’s terrific links. How to make an estate plan for your pet. Forbes How much can you contribute to a 403(b) plan for 2020? Kiplinger What states…
The Retirement Pyramid
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