Your Retirement Plan Isn’t A Democracy

Do you know the difference between strong and weak link systems? You better  – if you care about your retirement. Weak link strategies are positioned upon the strength of the last man on the totem pole. Think of soccer. Most games are very low-scoring affairs. Kicking the ball into the net involves several highly coordinated…

It’s A Mad World…..When Is My Retirement?

While watching the carnival show that’s become our political campaign season, keep something in mind. The people speaking to you possess tremendous healthcare, pensions, and retirement plans – You don’t. Fight the power by reading this week’s terrific retirement links. Don’t let politics ruin your retirement. A Wealth of Common Sense The most important asset…

Are You A Toxic Retirement Saver?

Health and wealth are the Siamese twins of a successful retirement plan. Is it possible to have too much of both? Maybe Excess exercise harms more than it helps. Toxic fitness cultures exemplify this. HUFFPOST provides a user guide to this sub-culture. Here are some items to look out for. The promotion of fitness for…

It’s Was A Cruel Summer…..When Is My Retirement?

A really good Baseball player gets a hit about 30% of the time. Your retirement isn’t a Yankees game. If you want to improve your odds of success, start right here by reading this week’s terrific links. Social Security is the best annuity on the market. Retirement Field Guide Don’t have a pension? You can…

Making America Into Rutherford B. Hayes Again

Do you know one fact about our 19th President, Rutherford B. Hayes? Don’t count on this continuing. For those of you aren’t History nerds like myself, here’s why RBH’s name might be a conversation starter during the next few months. In 1876, Hayes ran for president against the Democratic candidate, Samuel Tilden. Tilden emerged with…

My Boss Drives Me Crazy…..When Is My Retirement?

Investors need to be long-term greedy, not short-term panicky regarding saving for retirement.  Begin your journey by reading this weeks’ terrific links. Should you use a Roth IRA to help buy a home? CNBC Some people who did the right thing may fall short regarding their retirement goals. Barron’s How badly is the COVID-19 recession…

A Double Tap Of Retirement Misery

Younger and older low-income Americans have something in common regarding their retirement savings. They’re both getting screwed. How can a system with $17 trillion in 401(k) assets be in crisis? There’s a vast chasm between account balances amongst high income-earners and everybody else. According to the Wall Street Journal:  In 2016, the average retirement balance…

I Need More Than This….When Is My Retirement?

R.I.P. to The Notorious RBG. Just like a Supreme Court appointment,  your retirement is a lifetime sentence. I would suggest taking the job of preparing for it very seriously. Start right here by reading this week’s terrific links. How much should you have saved for retirement based on your age and income? The Irrelevant Investor…

Hope

Things will get better. During the height of New York’s pandemic, over a thousand people were dying daily. The life we once knew seemed like a relic from the past. Would the food supply become contaminated? Was the country entering a new Great Depression? Will the disease mutate and become deadlier? Without any warning, The…

Are You A Money Hoarder?

“If everyone’s not a beauty, then no one is.” Andy Warhol Some people hoard things; others prefer money. Hoarding fascinates people. Shows containing homes bursting with stuff needing Lewis and Clark forging a path to the bathroom are rating bonanzas. Some hoard due to anxiety or depression. Hoarding alleviates these feelings, generating a safe place….