You measure what you can count easily and often fail to measure what matters. –  Albert Einstein The race to get into the most elite universities is approaching maximum absurdity. Possessing a 4.0 GPA, Perfect SAT scores, and setting up your foundation to feed the hungry no longer cut it – Enter College Admissions Consultants….

Embrace change. It’s all that there is. Continuity is an illusion. Financial markets are the epitome of this type of thinking. Investors constantly attempt to will their delusions into reality. Not surprisingly, their attempts fail every time. It’s impossible because nothing is permanent. The good and bad times both own expiration dates beyond anyone’s control….

Bear markets function as full-body cleansers for investors’ psyches. Vaporizing financial toxins is essential. Nobody said it’s fun. The bottom line – greed, anger, and delusion are the ultimate purifiers. Eastern philosophy believes humans fall into three categories: Greed/Grasping, Anger, and Delusion. Many possess multiple personality types that emerge at disparate moments. Responding to any…

Doing the right thing guarantees nothing. Life’s events are a constant state of flux. Nothing lasts. Understanding this is the secret to life, never mind investing. Clinging to anything is playing a loser’s game. It’s the height of insanity not to anticipate the arrival of gloom.  We expect things to last if we follow the…

When we were in college, the highest compliment was – They’re hardcore.   Poseur was the biggest insult. Jack Bogle was hardcore. We worshiped Punk music. Boston’s Kenmore Square was the East Coast epicenter for Mohawks, Piercings, Motorcycle-Jackets, Combat Boots, Rastas, Skin-Heads, and Skate Punks. I can still see the Graffiti and stickers posted to lamposts…