Investors Need Some Cosmic Insignificance Therapy

Don’t waste precious time worrying about your investments. Here are 4,000 reasons why. Human beings live about 4,000 weeks. Give or take a couple of hundred. It’s just the math. Worry is our feeble attempt at controlling an uncontrollable future. Throughout history, people worked, so they didnt have to labor as much as they age….

Someday, Someway…..When Is My Retirement

Worry is thinking we control the future. We don’t. Learn to adapt to uncertainty by reading this week’s terrific retirement links.   More money doesn’t mean financial independence. Darius Foroux Is Dave Ramsey a financial bully? The Money Minute What happens if you overfund your child’s 529 plan? Morningstar We have been saying teachers’ 403(b)…

Toxic Financial Ecosystems

Financial illiteracy and a steady paycheck are guests of honor at the Predator’s Ball. Soldiers and teachers provide vital service to our nation. Some companies view them not as heroes but as prey. Young soldiers arrive at boot camp with little money experience and a regular paycheck. They’re the perfect ingredients for exploitation. New York…

I See No Chance Of Your Bright New Tomorrow…..When Is My Retirement

Like everything else, the bear market will end, and inflation will peak. Change is the only constant. Stay prepared for financial flux by reading our weekly retirement links. Source: Visual Capitalist What does it take to be wealthy in America? Visual Capitalist Living close to your grandchildren is mutually beneficial. Parenting Isn’t Easy IRA rollovers…

Don’t Let Facebook Ruin Your Retirement Plan

If it’s more enraging, it’s more engaging – Johann Hari The planet’s most prominent companies are systemically stealing and destroying your attention. Resistance is futile. Algorithms created by brilliant engineers are a fully operational Death Star regarding attention span. Facebook, Google, TikTok, Instagram, Twitter, and YouTube, are attention-stealing Jedis. Internet advertising companies crave users staring…

Dreaming Is Free…..When Is My Retirement?

The most important characteristic of successful investing is knowing you have enough. Acquiring wisdom makes the journey easier. Start by reading this week’s terrific retirement links. Acquiring wealth is different from having wealth. Morgan Housel Does your chance of divorce increase during retirement? Fatherly If money wasn’t a factor, would you still work? Casey Mullooly…

Wisdom Is Your Best Asset In A Bear Market

The highest form of wisdom is seeing things as they are, not what you desire them to be. What if I told you markets aren’t reality-based? After the obligatory expletives, the rational response is – It’s plenty accurate. Where the hell did a quarter of my investment account go? How you perceive reality makes all…

What They Want I Don’t Know…..When Is My Retirement?

Having your health and owning your time doesn’t require as much money as you think. It would help if you had a plan to get there. Start by reading this week’s terrific July 4th retirement links. You might be able to rollover your 529 plan to a Roth IRA. Think Advisor Here are some tips…

There’s No Student Loan For Your Retirement

There aren’t any loans for retirement. Should we count reverse mortgages being pitched on daytime TV by Grade-C actors? While this product makes sense for some, it’s not close to reaching critical mass. Financing college is a different ball game. Too many Americans jeopardize their retirement security by screwing up late-stage college planning. Nobody’s saying…