Investors don’t live in a test tube. Often what looks great in the lab leads to disastrous results. The same goes for the history of curing fatal bacterial infections. This powerful story is laid out in the amazing book, The Demon Under The Microscope by Thomas Hager. Hager traces the story of a team of…

It depends on how you spend it. Becoming a mall rat won’t do the trick. The dopamine rush fueled by mindless purchases leads only to a severe case of FOMO. Income isn’t a golden ticket either.   How should you handle money to fill your life with bliss instead of envy? Gretchen Rubin has seven…

There is one thing even Democrats and Republicans can agree on. Most Americans are financially illiterate. The InvestmentNews recently pointed out the extent of this epic fail. From student loans to credit cards and retirement savings. We are a mess. In one study, “researchers found in 2015 that only 30% of Americans were able to…

Five years ago, as I drove to my teaching job, I would listen to Bloomberg Radio (and was particularly excited whenever Barry Ritholtz was a guest host). I had no idea that, some years later, Dina and I would be a part of the Ritholtz Wealth Management team AND would be featured on one of…

Change is the only thing that doesn’t change. Our bodies are constantly regenerating. New cells are born, others die. Stomach cells recycle every five days. Our skin every two weeks. Every ten years, our entire skeletons are completely rebuilt. Life on our planet is anything but permanent There have been five mass extinctions in Earth’s…

Many Americans despise Congress. Self-serving, out of touch, conflicted, and condescending are some of the tamer adjectives thrown their way. Dina and I decided a long time ago average investors are getting screwed. Unfortunately, the government is part of the problem, not the solution. The majority of Republicans and many Democrats receive their marching orders…