Add cross-selling to George Carlin’s list of seven dirty words. Companies call this “keepage;” hostage is the appropriate term. Losing customers is described as “leakage.” Organizations obsess about losing clients to cheaper competitors, even if it means selling them expensive, inferior products (think Wells Fargo). Disturbingly, cross-selling infects our hospitals. According to The Wall Street Journal: The…
It’s Monday Again…..When Is My Retirement?
Sadly, government employees furloughed by the shutdown can’t save for retirement. What’s your excuse? Start by reading this week’s awesome links. Before retiring, you better understand how Medicare works. Vanguard Four things you need to know if you are retiring in 2019. The Street The secret to happiness in retirement is contentment. The New…
Viral Deception
Conflicted corporate cultures are duplicitously devising ways to contaminate low-cost index funds. Theses toxic germs poison everything in their path. The blight of high fees shows no mercy. This mutating virus infiltrates even the most formidable financial immune systems. Daren Fonda defended the faith in his outstanding Barron’s article, Investors Might Be Paying Too Much…
It’s New Year’s Day Again…..When Is My Retirement?
If you make one resolution this year, make sure it’s planning for your retirement. Start NOW by reading this week’s terrific links. Remember picking individual stocks for your retirement account is really, really hard and dangerous. Source LONGBOARD Here’s what to do with your 401(k) when you change jobs. Money Roth contributions still might make sense…
It’s Only White Space
Numbers matter. Some more than others. The fourth quarter of 2018 puked out some bad double digits We have to go back to the chaos of the Great Depression to see worse results. Is it time for all of us to become Doomsday Preppers? It depends on what numbers you’re focusing on. A full out…
It’s Monday Again…..When Is My Retirement?
The stock market is like a roller-coaster. The only people who usually get hurt are those who jump out of the car or sell their stocks when the market is down. The short-term may not be so great for retirement investors but the long-term is much brighter. A Wealth Of Common Sense Should you wait…
Don’t Choose Fear As Your Financial Advisor
“Fear is never a good counselor and victory over fear is the first spiritual duty of man.” – Nicolas Berdyaev, philosopher 11% of Americans suffer from unreasonable fears called phobias. Arachnophobia (fear of spiders) is very common. According to MedicineNet, “Sufferers experience undue anxiety even though they realize the risk of encountering a spider and being…
It’s Monday Again…..When Is My Retirement?
Centuries ago there was no retirement problem. This wasn’t good news. You were likely dead by age 65. We solved many of these issues but still have much to do regarding retirement. Start the process by reading this week’s awesome links. The hardest retirement problem. The Irrelevant Investor Three reasons to do a Roth conversion….
Control The Controllables
Life in the NFL and stock market corrections have much in common; it can be brutal and often short. An NFL player’s career is tenuous at best. The waiver wire or serious injury is always just a play away. Successful athletes move past things they cannot control. The same advice holds true for investors. My friend, NFL Punter,…
From Disinterested to Fully Engaged
Dina here … For the better part of my career in the financial world, I was somewhat of a disinterested investor. Even though contributions were made to my retirement account, bills were paid on time, debt was kept manageable, credit cards were paid on time, and the bank account was never overdrawn – I wasn’t…
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