When Columbus sailed the ocean blue he didn’t have to worry about retirement. Dying young is a terrible retirement strategy. Choose another path by reading this week’s links. Americans need a ‘sidecar plan’ attached to their 401(k). MarketWatch Five things you need to do before you retire. CNN More Social Security wisdom. HumbleDollar Here…
Giving is Contagious
“The purpose of human life is to serve, and to show compassion and the will to help others” Albert Schweitzer What else really matters? This week our firm celebrated its fifth anniversary Instead of drinking and overeating, a bunch of us went to work in a community garden. The garden mainly benefits underprivileged children. Bringing them to…
Teacher’s Retirement Plans Are An Epic Fail
Public school teachers 403(b) plans are stuck in the 1970’s. Jimmy Carter was President and people thought a $3.95 Pet Rock was a good investment. Unfortunately, conflicted salespeople are peddling their own versions of Pet Rocks to our nation’s educators. Teacher, Christina Sweeney, unknowingly purchased one. “We were paying close to 2 percent in fees, between all…
It’s Monday Again…..When Is My Retirement?
You may never be called in for a congressional background check but you will have to plan for a decades-long retirement. Start now by reading this week’s fantastic links. 1/3 of Americans have zero saved for retirement. The Big Picture Universal Life Insurance could damage your retirement plans. The Wall Street Journal When people age they…
How an NFL Player Became My First Guest Blogger
NFL players often drop the ball when managing their money; but punter, Jeff Locke, is trying to change this. Punting in the NFL is not for the faint of heart; Jeff knows what it’s like to have 250 lb. linebackers trying to remove his head from his body. He has also seen the financial beheadings of…
The Only Benchmark that Matters
What is true wealth? Answer: Funding your contentment and the ability to underwrite a meaningful life. Brian Portnoy magnificently explains this in his new book, The Geometry of Wealth. He answers one of life’s eternal questions: Can money buy happiness? Yes, but Brian has an important caveat. “It’s only those who have calibrated their own…
Malice, With Love
About a decade ago, my first blog was born. Bloodied but Unbowed launched in all its glory. Don’t remember it? I designed this blog myself. (You can see where this train wreck is heading.) It was supposed to be an eclectic mix of politics and economics. In reality, it was poorly written rantings of extremely…
It’s Monday Again…..When Is My Retirement?
No matter who the president is, YOU are the one responsible for your retirement planning. Don’t let your political beliefs keep you from reaching your goals. Do something positive. Turn off the talk radio and read this week’s awesome links. Some of the best places to retire are also some of the most affordable. CNBC…
Hardwired to Help
Dina here … Sometimes you find a cause to support, but when a cause finds you it means something in life has sunk its teeth in and has torn some of your flesh. Such was the case for our family when, in 2014, our fifth-grade son showed me a lump on his neck. What appeared…
Don’t Drink the Financial Gatorade!
Some things “sound” good but are hazardous to your physical and financial health; for example, fitness foods and complicated insurance products. According to Precise Nutrition, the popular sports drink Gatorade contains 32 grams of sugar. Combine this with a granola-based protein bar and your post-workout meal is equivalent to a deep-fried, jam-slathered Twinkie. There is a subset…
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