No good deed goes unpunished. Throw cosigning a student loan into the mix. Undergrads receive $27,000 from the government’s Stafford Loan program. These loans possess the most favorable rates and repayment features. The problem – private and public school tuition/room and board blow past this limit. Students and their parents must wade into the Parent…
These Are The Things That Drive Me Crazy…..When Is My Retirement?
Paying ransomware is one way of freeing your computer system from criminal hackers. There’s no ransom for retirement. It’s just a long hard slog but well worth it. Make the journey easier by reading this week’s terrific links. Ten great tips for retirement investors. A Wealth of Common Sense Ask these questions before purchasing an…
Building Wealth And Losing Weight Have Something In Common
Doing nothing is doing something. This applies to both money and health. Exercise fiends trust frenetic activity helps them lose weight. Think again. Sometimes the opposite result occurs. Daily activity level has almost no bearing on the number of calories burnt each day. (except in extreme cases) Our bodies perform a complicated juggling act, keeping…
Tempted By The Fruit Of Another…..When Is My Retirement?
Melinda Gates doesn’t have to worry about retirement after her divorce from Bill is finalized. Unfortunately, you’re not Melinda. Start alleviating your stress by reading this week’s terrific retirement links. A new bill could bring big changes to how Americans plan for retirement. Yahoo Finance Should you pay off your mortgage in retirement? CNBC…
How To Survive A Fudgy The Whale Market
Are you a true believer? It’s not easy staying the investing course without evidence. There’s an old story applicable to investing solely on faith. A mountain climber foolishly climbing alone slips off a precipice and finds himself dangling at the end of his safety rope, a thousand feet above a ravine. He calls out in…
My Work’s Down The Drain….When Is My Retirement?
There’s a big government fiscal stimulus program on the table. While we don’t know how this ends, we CAN make a prediction about your retirement. Take ownership by creating your own stimulus program. Saving more and reading our weekly links are terrific politically free proven winners! Hobbies need to be a big part of your…
It Seems Like We’re Always In A She-Cession
Pandemics aren’t gender-neutral. A select few profited from stimulus juiced financial markets; others lost big time. Topping the list – Women. Their finances suffering disproportionally to men. According to the National Women’s Law Center, women garnered 55% of the net 9.6 million pandemic layoffs. Not including the hundreds of thousands forced to leave jobs taking…
The Die Has Been Cast…..When Is My Retirement?
April showers bring May flowers. Don’t let it rain on your retirement. Start planting some seedlings by reading this week’s terrific links. Your savings rate is personal. A Wealth of Common Sense Early retirement and claiming Social Security don’t mix. Bloomberg Think of getting older as having more opportunities. First Republic Taxes don’t go away…
Investors Are The Moths, Markets Are The Flames
Why do investors incinerate themselves in the financial markets? It’s not intentional. They’re wired to self-destruct for reasons beyond their control. Look at the moth’s behavior. of moths, flying into the flames of lit candles. Is this self-immolation a deliberate suicide over a lover’s quarrel? Nope, Moths making burnt offerings of themselves exhibit complex reasons…
Ready, Steady, Go…..When Is My Retirement?
Money buys freedom. Liberate yourself by learning how to save for your retirement. Turbocharge your journey with this week’s terrific links. Buying stocks after a huge move-up isn’t a terrible idea. A Wealth of Common Sense How will inflation affect your retirement plan? Morningstar Retirees need a schedule. The Wall Street Journal Does life…