Anthony Isola

It’s Another Blue Monday…..When Is My Retirement?

Happy Belated Father’s Day! A great gift for your Dad is helping him plan a well-deserved retirement. Start by sending him this week’s terrific links. Predicting inflation during your retirement isn’t easy. A Wealth of Common Sense What does it take to manage your retirement account prudently? HumbleDollar Is the 60/40 retirement portfolio still valid?…

Active Investing Isn’t What You Think

Retirees need to be active investors. Nothing to do with stock picking. Grandpa shouldn’t be watching TikTok “investment” videos and buying AMC stock or Crypto Currency on margin. Index funds are still the best bet for young and old investors. My colleague, Ben Carlson, reinforces this concept. “The biggest threat to long-term returns is your…

I Feel Stupid And Contagious…..When Is My Retirement?

The only thing certain about your financial life is –  It will change. Make the adjustment easier by reading this week’s terrific retirement links. Hyperinflation isn’t going to ruin your retirement? Pragmatic Capitalism What are the risks in owning a Target Date Fund? ThinkAdvisor Don’t make loneliness part of your retirement plan. U.S.News What are…

I Want My MTV!

Young Investors need a clubhouse to call their own. No parents allowed. They found it in trading platforms like Coinbase and Robinhood. Wallstreetbets also fits the bill. Supply usually catches up to demand. Generation gaps are nothing new. They aren’t as common regarding investing. No more. In 1981, MTV blazed onto the scene. The world…

You Should Learn When To Go……When Is My Retirement?

Nobody on their deathbed ever said, “I wish I worked a few years longer.” If you don’t care about your retirement plan, who will? Start by reading this week’s terrific links. Should you be using your home equity to help you retire? A Wealth of Common Sense How do you know your retirement advisor isn’t a…

Natural Selection Favors Index Funds

Compounding plays an outsized role in natural selection. Financial tortoises smoke hyper-trading investor hares. Only the survivors emerge victorious under the brutal Darwinian conditions of the financial markets. Staying the course and letting compounding do its thing offers the best chance for continuance. Proof of concept is found in long-distance races between two-legged humans and…

It’s A Long Way To The Top…..When Is My Retirement?

On this Memorial Day weekend, please don’t forget the ultimate sacrifice of those in service to our country who never had the opportunity to retire.   Does your state tax Social Security? Tax Foundation Buiding with Permanent Life Insurance is an awful plan for most people. Peter Lazaroff Some people don’t want to travel during…

Don’t Let Randomness Rule Your Giving Strategy

Giving while living makes a ton of sense. Why wait? Father Time is undefeated. Due to Covid, life expectancy fell in the first half of 2020.   Impactful giving has no match for its effectiveness. Waiting until death is a poor method for dispersing money to your kids or a favorite charity. What makes you…

I Came Back Only Yesterday…..When Is My Retirement?

Average investors aren’t planning on using Bitcoin for purchasing a Tesla during retirement. If you’re interested in what really matters, check out this week’s terrific links. Life is too short to save everything. A Wealth of Common Sense Retirement involves making some tricky decisions. Morningstar Four reasons to set up a Roth IRA. Humble Dollar…

Co-Signing A Student Loan Isn’t Like Buying A Treasury Bill

No good deed goes unpunished. Throw cosigning a student loan into the mix. Undergrads receive $27,000 from the government’s Stafford Loan program. These loans possess the most favorable rates and repayment features. The problem –  private and public school tuition/room and board blow past this limit. Students and their parents must wade into the Parent…