Don’t Choose Fear As Your Financial Advisor

“Fear is never a good counselor and victory over fear is the first spiritual duty of man.” – Nicolas Berdyaev, philosopher  11% of Americans suffer from unreasonable fears called phobias.  Arachnophobia (fear of spiders) is very common.  According to MedicineNet, “Sufferers experience undue anxiety even though they realize the risk of encountering a spider and being…

It’s Monday Again…..When Is My Retirement?

Centuries ago there was no retirement problem. This wasn’t good news. You were likely dead by age 65. We solved many of these issues but still have much to do regarding retirement. Start the process by reading this week’s awesome links. The hardest retirement problem. The Irrelevant Investor Three reasons to do a Roth conversion….

Control The Controllables

Life in the NFL and stock market corrections have much in common; it can be brutal and often short.  An NFL player’s career is tenuous at best. The waiver wire or serious injury is always just a play away.  Successful athletes move past things they cannot control. The same advice holds true for investors. My friend, NFL Punter,…

From Disinterested to Fully Engaged

  Dina here … For the better part of my career in the financial world, I was somewhat of a disinterested investor.  Even though contributions were made to my retirement account, bills were paid on time, debt was kept manageable, credit cards were paid on time, and the bank account was never overdrawn – I wasn’t…

Money Streaming Lessons for The Ninja Generation

YouTube is on a mission of world domination. The question is when they will rule the digital world, not if. Don’t believe me? YouTube is the default setting on millions of Gen Z smartphones, and it has no rival. Having two teenagers makes me somewhat of an expert in this space.  YouTube is their Wizard of…

It’s Monday Again…..When Is My Retirement?

Ignore daily market noise. Focus on the things you can control – like reading this week’s amazing links. Inflation can destroy your retirement plans. The Belle Curve Did you review your Medicare options? CNBC How is your retirement plan affected by market volatility? MarketWatch Americans dream more about retirement rather than make a plan for it….

Introducing On Her Mind Podcast

Dina here … Today I want to unveil my latest project:  On Her Mind, a podcast to address the many worries that weigh on a woman’s brain.  Whether you are a woman, or want to understand women better, this podcast sheds light on topics many want to learn about but resist asking about – things…

It’s Monday Again…..When Is My Retirement?

If your retirement plan is dependent on the outcome of a trade war with China, it’s time to get a new plan. Start right here with this week’s terrific links. Steady retirement spending is a myth. The New York Times The average retiree spends $3,800 a month. Barron’s It’s a myth that everyone used to…

How an English Major Became an Advisor

Dina here … We live in a time when expressing an opinion and having an audience is as nearby as a cellphone. We can always have lots of people agreeing with us, in fact – algorithms for social media, such as Facebook, guarantee that we will find our very own choir to preach to. It…

Don’t Let Saving for Retirement Become Another Fantasy

Half of our country has saved squat for retirement. Why? Stagnant wages (compared to the cost of living) leave little to squirrel away. Debt payments, especially among Millennials in the form of student loans, gobble up the crumbs. Greedy Wall Street firms charge egregious fees for their services. The maze of confusing retirement plan options doesn’t…