Imagine if someone taught you about retirement savings twenty years ago? It’s never too late to learn. Start by reading this week’s terrific links.

The biggest lie on Wall Street is small retirement investors need financial salespeople. Fortune
How to create your own pension. A Wealth Of Common Sense
Rob Gronkowski saved money in a unique way. People
Happy and comfortable may make you unhappy in retirement. Medium

How much do you need to save in each state for early retirement? Ladders

An update on Social Security reform. InvestmentNews
A great explanation of why you shouldn’t buy an Indexed Annuity. The Teacher’s Advocate
Most people don’t need permanent life insurance. HumbleDollar
Your brokers’ bonus may ruin your retirement. Star Tribune
Your kids can ruin your retirement. Barron’s
Many two-income couples don’t save enough for retirement. MarketWatch
