“Should I Stay Or Should I Go?…..When Is My Retirement?

If you have a job, Labor Day is a great holiday. Don’t forget to put part of that paycheck into a retirement plan. Learn how to do this and other important stuff in this week’s terrific links. Climate change needs to be a part of your retirement plans. next avenue Being a landlord in retirement…

Experience Is The Best Teacher

On Sunday, I celebrated my 56th birthday. Living for over half a century is a wild thing to ponder, and ponder I did. Thinking about what makes a happy life consumed a good part of my day, eating Lobster filled the rest. Money can’t buy happiness, but it doesn’t hurt. Health, wealth, and peace of…

Don’t Let Divorce Ruin Your Retirement

Is divorce worse for your retirement than a bruising bear market? While divorce is declining among younger people, the rate for those 50 and over doubled since the 1990s. “Gray divorce” is spreading like wildfire during the Battle of the Blackwater. According to Lili Vasileff, a divorce financial expert,” For adults 65 and older, the…

The Worst Plan Is Not Having One

What’s the most critical component of a financial plan? The ability to stick to it ranks at the top of the list. Many fail because their plan doesn’t coincide with unique individual goals and values. Asset allocation is essential, but it doesn’t touch the heart. No dollar value trumps peace of mind. Paying down debt…

The Lunatics Have Taken Over The Asylum…..When Is My Retirement?

Back to school is very different this year. The same cannot be said for retirement planning. Certain concepts are timeless. Read about some of them in this week’s terrific links. Relocating during the pandemic may increase your taxes. CNBC What are the qualities you should look for in a retirement advisor? HumbleDollar Is being a…

Doing Next To Nothing Is A Very Underrated Strategy

There’s always a silver lining to every crisis. The Covid-19 Pandemic is no different. The lockdown might be the antidote for one of the most obnoxious features of our society – Helicopter Parents. These Parents act as human snowplows, clearing away all obstacles enabling their tribe to crush the competition. This behavior, designed to boost…

There’s Never Just One Cockroach

Just like market volatility, bad behavior clusters. For every Fiduciary Advisor, there are thousands of Wolves on Wall Street. Bad guys don’t operate in a vacuum. Often it’s not just one bad apple. It’s the entire orchard. Rotten cultures are highly infectious. This week’s 403(b) atrocity du-jour involves an insurance company and a Florida Teachers…