Repetition, Reiteration, and Replay

Repetition, not novelty, makes for sound investing advice. Though sometimes it makes me want to rip my face off and scream. Before ordering the anti-psychotic medication, let me explain. Unlike the Earth’s climate, the iron laws of investing don’t change. Saving more than spending, diversifying assets, keeping costs low, knowing the investment time frame, and…

It’s Monday Again…..When Is My Retirement?

If you don’t worry about saving money for retirement now, when you’re older that is ALL you will worry about. Avoid this unpleasant situation by reading this week’s terrific links. You may live pretty long in retirement. Fortune Three important things you need to know in retirement. CNBC Retirement is a state of mind. Ramp…

The Truth Is…

There are many unpredictable variables regarding investing, the truth shouldn’t be one of them. “I’m sick to death of hearing things from uptight, short-sighted, narrow-minded hypocrites. All I want is the truth.” – John Lennon Who knew this Ex-Beatle would be such an acute observer of the shenanigans of Wall Street’s financial salespeople and their…

It’s Monday Again…..When Is My Retirement?

Retirement planning is about your spending and savings rates. This will determine your financial future. Learn how to control both by reading our weekly retirement links. Is the retirement crisis overblown? MarketWatch The Japanese may have to start saving for retirement like Americans. The Wall Street Journal Be very careful when purchasing an annuity. Barron’s…

Don’t Send Them Back

What would America look like if we ejected people based on personal disagreements? Some are dying to find out. Getting past the not so small matter of deporting U.S. citizens for trivial reasons, how would this play out? Say goodbye to American culture. This includes Apple Pie. Taken to its extreme, such a policy would…

In Defense Of Millennials

Millennials get a bum rap; jokes about avocado toast, safe places, and man-buns camouflage their best qualities. Doing the right thing is more important to them than being masters of the universe. We hear much about every “snowflake” getting a trophy. Nobody mentions their parents who gave them out. This generation doesn’t want to be…

It’s Monday Again…..When Is My Retirement?

The U.S. women’s soccer team was rewarded with a parade in NYC for their victory in the World Cup. Nobody receives a parade for saving for retirement but few things are more important. Start your plan right here with this week’s terrific links.   Will you be a retirement baby chaser? Marketwatch Should you use…

College Isn’t for Everyone

College isn’t the right track for many young people; there, I said it. Before lighting a fire to burn me at the stake, let’s look at some data: 20% of students don’t graduate from high school. 20% will go from school to something besides further schooling. 20% enroll in college but fail to graduate. 20%…

It’s Monday Again…..When Is My Retirement?

If your retirement plan is filled with fireworks – It’s time to get a new plan. Start by reading this week’s terrific retirement links. Social Security is much more than a retirement benefit. Center on Budget and Policy Priorities  How much money do you need to be considered rich in retirement? Bloomberg A bigger home…

It’s Monday Again…..When Is My Retirement?

This week we celebrate our nation’s independence. Read our terrific links and create your own financial July 4th – an independently wealthy retirement. More than 70% of Americans claim social security before turning 64. Bloomberg Annuities in 401(k)’s may cause more problems than they solve. Barron’s Nursing home costs are rising faster than health care….