Two Simple Rules For Building Real Wealth

Simple beats complex in investing and life. Real wealth is composed of a healthy body mixed with enough money covering basic needs and select wants. The formula is simple. Don’t get sidetracked by daily noise. The same goes for your health. The most important factor in warding off disease and staying healthy is correct breathing….

Don’t Be A Slave to Money…..When Is My Retirement?

When you’re young time is on your side. With each second that ticks by, this narrative changes. Make 2021 the year of getting your retirement planning in order. Start by reading our first retirement links for the New Year. Retirement can be a Lifequake. MarketWatch What type of retirement spender are you? Barron’s Retirees should…

Relax And Do It….When Is My Retirement?

The New Year brings you one step closer to retirement. What are you doing about this? Start by reading this week’s terrific links. Too many retirees are carrying debt. CNBC Get your affairs in order BEFORE something happens to you. MarketWatch Don’t be the richest person in the Graveyard. Of Dollars and Data Where are…

If 2020 Was A Couple, It Would Be Sid And Nancy

It doesn’t take Captain Obvious to figure out 2020 sucked. People did have more time to sit, think, and observe as they self-isolated. The pandemic should’ve changed your perspective. It changed mine. Good Health dwarfs everything. Nothing else is close. Toilet paper will be the currency of the next apocalypse. Living with the six feet…

I Run Endlessly With My Mate…..When Is My Retirement?

Santa Claus won’t save your retirement. Only you can do that. Start this journey by reading this week’s outstanding links. These four mistakes could derail your retirement. Barrons 46,000 businesses cut 401(k) contributions in 2020. CNBC Should you still take your RMD even if you don’t have to? MarketWatch Most workers haven’t taken a COVID…

How Are Normal People Supposed To Save For Retirement?

  Tony · How Are Normal People Supposed To Save For Retirement Retirement investors needing the most help often get the least. Or worse! Investors with accounts between $100,000 and $500,000 end up becoming fee pinatas. For many big brokers and insurers, the only way to make these “small accounts” worthwhile is bleeding them dry….

I’m Living In The Waiting Room…..When Is My Retirement?

Vaccine approvals are great news, but they won’t help finance your retirement. Do you know what will? Read this week’s terrific links and find out. Whats the biggest mistake retirement investors are making right now? MarketWatch Some Target-Date Funds are way too expensive. WSJ How should you invest if you already won the retirement game?…

The Murder Hole of Consumer Finance

Thousands of Teachers. Firefighters, Police Officers, and Military Members are getting screwed with their student loans. In 2007, the government established a loan forgiveness program for public servants (PSLF). Under certain conditions, 120 months of payments leads to loan forgiveness no matter what the current balance. Since student loan debt has surpassed credit cards, this…

I Can Take It Or Leave It…..When Is My Retirement?

Wear a mask! That’s the best retirement advice we can give you. The second best – Read this week’s terrific links. The rising stock market may not be helping your pension. Bloomberg How can you afford to live to be 100? Wharton Magazine Which of these 6 types of retirees are you? MarketWatch Should you…

Seven Ways How Not To Die During Your Retirement

“I don’t mind dying; I just don’t want it to be my fault.”  Mental and physical health are the most meaningful asset classes. Enjoying money if you’re constantly sick, tired, injured, and depressed is impossible. Many retirees possess material wealth but too little of what’s relevant. Old age doesn’t cause sickness. An unhealthy lifestyle takes…