Average investors aren’t planning on using Bitcoin for purchasing a Tesla during retirement. If you’re interested in what really matters, check out this week’s terrific links.

Life is too short to save everything. A Wealth of Common Sense
Retirement involves making some tricky decisions. Morningstar
Four reasons to set up a Roth IRA. Humble Dollar
Teacher 403(b) exploitation du jour. The Teacher’s Advocate
Don’t let your children’s student loans ruin your retirement. A Teachable Moment