Five Charts About College That Will Blow Your Mind

Elite Colleges are an education cartel. OPEC wishes it possessed this type of pricing power. $1.7 trillion in student loan debt isn’t a mirage. How did we get here? Recently stumbling upon this terrific site, College101, the answers weren’t challenging to find. Looking at Accreditation, Admissions policies, Earnings Outcomes, Graduation Rates, and Wage Premiums –…

I Don’t Want To Drink The Kool-Aid…..When Is My Retirement?

Thankfully, most evil dictators don’t survive long enough to retire- You do. Prepare for a better world by reading this week’s terrific retirement links.   Why do women invest less than men? Morningstar There might be a bi-partisan retirement savings package coming soon. Roll Call Reassess your life and career very seven years. MarketWatch We…

Will The Bear Market In Happiness Ever End?

It doesn’t matter what the stock market does if you’re not happy. Focus on building an anti-bucket list. Desires sabotage our peace of mind. We take what we have for granted. Stefan Zweig summarizes our Achilles heel. Darkness must fall before we are aware of the majesty of the stars above our heads. Why are…

We’re Not Gonna Take It …..When Is My Retirement?

If your only concern about Russia’s invasion of Ukraine is your retirement account, consider yourself blessed. Read about what matters in this week’s terrific retirement links. Don’t put all of your retirement eggs in one basket. Cullen Roche War is terrible but isn’t awful for the markets over the long term. Bloomberg Can you answer…

Reality Bites But Don’t Invest In Fantasyland

Most investors are card-carrying residents of the planet delusional. Good luck trading in reality-based markets. Investors must avoid spending their time in FantasyLand. Who could blame them for trying? After reading Fantasyland by Kurt Anderson, it makes perfect sense. We all populate the land of make-believe. Puritans founded our country. They were a religious cult….

I’m Never Alone, I’m Alone All The Time…..When Is My Retirement?

The U.S. Stock Market has survived and thrived despite every global conflict since the birth of our nation. If this ever fails to happen, you’ll have much more significant concerns than the returns on your retirement portfolio. Give yourself a reality check by reading this week’s terrific links.   Market volatility is disturbing but completely…

Wealth Doesn’t Buy Freedom

‘None are more hopelessly enslaved than those who falsely believe they are free.” – Goethe. Don’t confuse wealth with freedom. Money is a medium of exchange that seldom reaches its full potential. The more we acquire, the less we enjoy. Owning too much stuff reverses contentment. We’ve become chained to our possessions and maintenance costs,…

I’m Stuck In A Time Warp…..When Is My Retirement?

Do you control your money, or does it control you? Start getting your priorities straight by reading this week’s terrific retirement links. Diversification works – Just not every year. A Wealth of Common Sense. Retirement spending requires different strategies. CNBC There’s a way to avoid the 10% early withdrawal penalty on your retirement accounts. Kiplinger…

The Original Wolf Of Wall Street

How did our financial services industry become so exploitative and predatory? Blame the bankers. Move over, Jordan Belfort. Without the aid of Quaaludes, Charles Mitchell created the blueprint for modern-day miscreants. After being appointed president of the National Security bank in 1921, Mitchell unleashed the hounds. Mitchell formerly lorded over National City Company, the bank’s…