Fun Fact – College is a buyer’s market. Parents are enamored with the elite 1%. There’s a better way. The average college struggles to meet its recruitment goals. Not taking advantage of this situation is flushing money down the toilet. According to Horsesmouth: 75% of students get into their first-choice college. 4.1% of first-year students…
My Holiday’s Complete…..When Is My Retirement?
Don’t rely on hysterical financial media to provide sound advice concerning your retirement. There’s a better way. Check out our weekly links. You won’t be disappointed. Is it possible for stocks and bonds to fall at the same time? A Wealth of Common Sense Don’t believe the hype concerning social security. Morningstar Ignore the financial…
Core And Explore Your Charitable Giving
Maximizing your potential is the remedy for regret minimization. Unfortunately, it’s easier said than done. Charitable giving is a terrific way to begin the process. It’s time for evidence-based altruism. Source: Top Agency Contributing to worthy causes maximizes happiness. Numerous studies prove people feel better when giving rather than buying things for themselves. Donating…
I Have A Lust For Life…..When Is My Retirement?
99.4% of brain activity doesn’t occur in consciousness. Use the little that does to read this week’s terrific retirement links. Market corrections are normal. A Wealth of Common Sense Older men are more likely to panic sell. Bloomberg Do these things before retiring. HumbleDollar It’s possible to do over social security. InvestmentNews Take advantage of…
Five Reasons You MUST Fill Out The FAFSA
The misinformation virus infects society on many different levels. What makes you think college planning isn’t part of its death grip? There’s no place more contaminated than the Free Application for Federal Student Aid. (FAFSA) About 25% of eligible families don’t fill out the FAFSA, forfeiting over $2.6 BILLION in free aid. The current trend…
What’s The Best Way To Set Financial Goals?
Most goals don’t cross the finish line. There’s a good reason why 80% of New Year’s resolutions fail. Why does this occur? Choosing the wrong goals is a large part of the problem. Creating objectives we have no power over is a terrible strategy. Take a look at The Trichotomy of Control. It consists of…
God Forbid You Ever Had To Walk A Mile In His Shoes…..When Is My Retirement?
Money buys freedom. It’s impossible to retire if you don’t have any. Start your plan by reading this week’s terrific links. Ignoring climate change in retirement is a huge mistake. REDFIN Should you self-fund long-term care. Morningstar Having too much free time is dangerous. A Wealth Of Common Sense How can you beat inflation during…
Shrinkage Doesn’t Belong In Your Retirement Plan
It’s a small world, after all. For too many retirees, this is their reality. Unfortunately, some of the problems are self-induced. My colleague, Nick Maggiulli, wrote a terrific post on this subject. Relationships more than money determine the quality of life for retirees. Robert Waldinger confirmed this point in a TED talk: When we gathered…
We’ve Always Had Time On Our Side Now Its Fading Fast…..When Is My Retirement?
Your retirement plan isn’t like Fantasy Football. It’s too late to make a trade if you didn’t plan properly. Start creating a winning strategy by reading this week’s terrific links. 62 is the new 65. Insider Should you wait to take Social Security? Oblivious Investor It’s not a bad idea to work part-time during…
Financial Unintended Consequences Karma!
Getting what you wish for can be problematic. The acronym in the title describes unanticipated outcomes. I recently finished a great Sci-Fi book, Project Hail Mary, by Andy Weir, the author of The Martian. The plot centers on the sun being attacked by one-celled organisms called Astrophage. Their voracious appetite for solar energy is bad…
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