Anthony Isola

It’s Monday Again….When Is My Retirement?

Good Morning! Here are this weeks retirement links. Have a great week. Don’t Think Retirement Plans Are Safe From Tax Reform – BenefitsPro Vanguard Outsources Some 403(b) Record Keeping To Newport Group – InvestmentNews How An IRA Could Help The Average American Save For Retirement – The Motley Fool What Are Required Minimum Distributions? –…

The Ultimate Unemployment Insurance- A Love Of Learning

There is a good chance your child’s future job does not exist – yet. This should make you think harder on the potential $250,000 you may spend to prepare them for it. Google and Facebook were ideas, not companies, 20 years ago. Today, most graduates would kill for an entry level job at either company….

Do You Own this Ticking Time Bomb in Your Retirement Account?

What if I told you the position in your retirement portfolio you thought was safe was anything but? Most of us understand that stocks can lurch violently over the short term.  Investors who have not been in a coma for the past two decades understand this is a market feature, not a bug. While stocks…

21st Century Financial Advice

Opioid addiction has become a part of financial planning whether we like it or not. This scourge has the ability to demolish even the most meticulously crafted financial plan. While the 21st century is filled with wonderful opportunities, there is a dark underside. Highly addictive drugs called opioids have become far too common in our…

It’s Monday Again…..When Is My Retirement?

Good Morning! Here are this weeks retirement links. Have a great week. Today’s Retirees Are Better Off Than Previously Thought – InvestmentNews What If Retirement Makes You Miserable? – MarketWatch Why Women Gain More Than Men By Working Longer – Wall Street Journal Non-ERISA 403(b) Plans Must Walk A fine Line To Avoid Losing The…

You Don’t Have to Pick a Side

Divide and conquer is the new black. Unlike avocados, our country has no shortage of partisan chasms. Talking past each other without listening; dehumanizing our opponents; and subscribing to tribalism make up the smorgasbord of our primal passions. We are all guilty of this behavior; though some have guzzled more of the Kool-Aid than others. The…

Ain’t No Rest For The Wicked

Financial firms should have their own theme songs; not the pabulum spewed by corporate consultants, complete with obligatory and hokey multi-cultural pictures. They should keep it real and honestly choose lyrics that truly represent their corporate culture. Here is the perfect chorus for Wells Fargo: “Oh there ain’t no rest for the wicked Money doesn’t…

It’s Monday Again…..When Is My Retirement?

Good Morning! Here are our weekly top ten links for issues concerning 403(b)s, 401(k)s, retirement savings tips, pensions, and various variable annuity products. Enjoy! Avoiding the Stock Market May Cost Millennials $3.3 Million – nerdwallet How to Get Your Employer to Let You Retire Gradually – Wall Street Journal Judge Denies Windfall To Teachers Union…

Seven Alternative Facts about your Money

People love to use words and expressions to cloud their real intentions. Often these expressions can cloak lies and make you feel better about doing something that is just plain awful. George Orwell wrote about how governments can mask some pretty nasty stuff with word tricks. In our time, political speech and writing are largely…

Interview with a Financial Vampire

     403(b) plans leak an astounding $10 billion annually in unnecessary investment costs; according to data analysis by human resources consultant, Aon Hewitt. A big reason for this financial atrocity is the hiring processes of many large insurers and brokers. I have noted before that certain companies place deceiving ads to lure young people…