Anthony Isola

It’s Monday Again…..When Is My Retirement?

Happy Mother’s Day to all. Read our links and learn how to spend more time with the people that mean the most. Some small business owners are able to sock away up to $61k annually with this plan. Kiplinger It’s usually a bad idea to put your retirement funds in a friend’s business. MarketWatch Women would…

Our House, Our Rules

Investing is difficult for most people. This doesn’t mean they aren’t smart, successful, or nice.  Nobody ever taught them. Emotions and commission-hungry financial salespeople fill the vacuum. Experience verifies this point.  We see the worst of the worst on a daily basis; don’t take our word for it, look at the data. Many advisors foolishly let clients…

Compound Your Knowledge With Our Monthly College Links

  Those who don’t plan for college plan to be very disappointed. Don’t let this happen to you. Start by reading this month’s terrific links. College early decision practices may violate anti-trust laws. Wall Street Journal  Is college worth the cost? A Wealth Of Common Sense. Student loans should not exceed 10% of graduates after-tax monthly…

It’s Monday Again….When Is My Retirement

Be like Warren Buffet- Work only because you want to. Start by reading this week’s retirement links. Why are many retirees less confident in their abilities to cover daily expenses? New York Times Medicare costs are on the rise. InvestmentNews Three steps to avoid running out of money in retirement. USA Today Many 60 somethings…

Under The Big Black Sun

Retirement rollovers operate in a dark world that is filled with terrors. Non-transparency and deception block out fiduciary light. Financial predators transfer low cost 401(k) funds into expensive house products. The end result is you end up financing the salesman’s retirement rather than your own. These people should give retiree’s the creeps and rightly so….

Be The Light

Make things happen or they will happen to you – this is true in both life and finance. Something very significant took place in Buffalo, N.Y. this weekend. A math teacher named Chase Mallia  made something happen. For decades, public school teachers have been mercilessly exploited in their non-ERISA 403(b) retirement plans, often paying fees of…

It’s Monday Again…..When Is My Retirement?

If North and South Korea can make peace, you can plan for a successful retirement. Start right here by reading this week’s links. Repeat after me, NEVER LOAD UP ON COMPANY STOCK! Wall Street Journal Women, divorce, and retirement planning don’t play well together. Standard-Examiner Our retirement system is prejudiced against women. MarketWatch Time to…

Infopocolypse Now

Uncertainty is the only certainty for investors.  Probabilities are the best we can hope for regarding long-term projections. How about the short term? Don’t waste your time. An example of factual overload combined with overconfidence is found in Thursday’s upcoming NFL draft. Despite an infopocolypse of data, the results are far from certain. The number two…

Suitably, Unsuitable

It’s impossible to calculate the price tag of “suitable financial advice;” often, it is never disclosed as merely suitable.  Opportunity costs created by avoiding low-cost index funds are enormous. How about the tax consequences of withdrawing money from retirement accounts to purchase expensive insurance products? Suitability is no match for unbiased, comprehensive financial planning. According…

It’s Monday Again…..When Is My Retirement?

Retirement is a new concept. Up until recently, people did not plan on living too long after they finished working. You need to prepare. Here is some good news. There are more 401(K) millionaires than ever before. Investors Business Daily Many Americans retire and then go back to work. It’s not for the money. New…