We save money so we can take the time to spend it. Some lose sight of this fact. Few pleasures exude more bang for the buck than vacations. Americans don’t know what they’re missing. Compared to similarly developed nations, we aren’t close to recharging our potential productivity. Data proves vacations reduce stress, play a role…
Anthony Isola
We Always Had Time On Our Side Now It’s Fading Fast…..When Is My Retirement?
Comparison is the enemy of joy. Concern yourself with your retirement plan, not your neighbors. Take the first step by reading this week’s terrific links. Work on these three skills to gain contentment. Morgan Housel Here’s an interesting way to take your RMD in today’s market. Morningstar Dying with almost zero is something worth considering….
When Should You Cash Out?
When’s enough – enough? Not putting great thought into this question is a common but critical mistake. Creating wealth is a simple way of keeping score. Knowing when to quit is a more nuanced decision. There’s an old parable about a vacationing New York businessman in conversation with a “poor” Mexican fisherman. The fisherman describes…
You Think It’s Funny, Turning Rebellion Into Money…..When Is My Retirement?
Don’t make the perfect the enemy of the good. Planning your retirement isn’t an exact science. Read our terrific links to learn more. Making your home your retirement plan isn’t the best idea. A Wealth of Common Sense Teachers’ retirement plans are a travesty.ThinkAdvisor How can you save for retirement and college simultaneously? MarketWatch Why…
Investors Need Some Cosmic Insignificance Therapy
Don’t waste precious time worrying about your investments. Here are 4,000 reasons why. Human beings live about 4,000 weeks. Give or take a couple of hundred. It’s just the math. Worry is our feeble attempt at controlling an uncontrollable future. Throughout history, people worked, so they didnt have to labor as much as they age….
Someday, Someway…..When Is My Retirement
Worry is thinking we control the future. We don’t. Learn to adapt to uncertainty by reading this week’s terrific retirement links. More money doesn’t mean financial independence. Darius Foroux Is Dave Ramsey a financial bully? The Money Minute What happens if you overfund your child’s 529 plan? Morningstar We have been saying teachers’ 403(b)…
Are You Taking Over Or Are You Taking Orders?…..When Is My Retirement?
Money can’t buy happiness, but it can keep you from being miserable. Set higher goals for yourself. Start by reading this week’s terrific retirement links. Is having kids a threat to your retirement? The Root of All Social Security may rise by 10.5% in 2023. USA Today You’ll probably never run out of money. Mr….
Toxic Financial Ecosystems
Financial illiteracy and a steady paycheck are guests of honor at the Predator’s Ball. Soldiers and teachers provide vital service to our nation. Some companies view them not as heroes but as prey. Young soldiers arrive at boot camp with little money experience and a regular paycheck. They’re the perfect ingredients for exploitation. New York…
I See No Chance Of Your Bright New Tomorrow…..When Is My Retirement
Like everything else, the bear market will end, and inflation will peak. Change is the only constant. Stay prepared for financial flux by reading our weekly retirement links. Source: Visual Capitalist What does it take to be wealthy in America? Visual Capitalist Living close to your grandchildren is mutually beneficial. Parenting Isn’t Easy IRA rollovers…
Don’t Let Facebook Ruin Your Retirement Plan
If it’s more enraging, it’s more engaging – Johann Hari The planet’s most prominent companies are systemically stealing and destroying your attention. Resistance is futile. Algorithms created by brilliant engineers are a fully operational Death Star regarding attention span. Facebook, Google, TikTok, Instagram, Twitter, and YouTube, are attention-stealing Jedis. Internet advertising companies crave users staring…