Every year there’s Labor Day, Retirement Day is up to you. Learn how to make this day happen by reading this week’s terrific links.

Most Americans pay a steep social security penalty. MarketWatch
Moving near grown children in retirement may not be a good idea. next avenue
Pre-retirees need to stress test their portfolios. Morningstar
How to think less about money in retirement. HumbleDollar
Why you need to update your will. next avenue
Ageing can be more mental than physical. ScienceNews
Avoid these 401(k) mistakes. Barron’s
Master’s athletes expect a very long life. The Medium
Annuities can be very expensive annd misleading. InvestmentNews
Wealth is more about subtraction than addition. A Teachable Moment