I Can’t Believe The News Today….When Is My Retirement?

We all possess a negative bias to help ensure our survival. Too much negativity will ruin an excellent retirement plan. Start looking at things realistically by reading this week’s terrific retirement links. How many millionaires are there? A Wealth of Common Sense Withdrawal Rates in retirement are a work in progress. Of Dollars And Data…

The Ripple Effect

Pinpointing happiness without connecting to yourself, nature, and others is difficult. We’re genetically wired to build bridges. Ignoring our DNA results in both physical and mental health issues. Deb Dana states Connection with others is about belonging and creating a shared sense of safety. Belonging is not just a psychological state; it’s a biological need….

I’ve Already Waited Too Long…..When Is My Retirement?

A distracted mind is a deluded mind. Focus on the right things, like reading this week’s terrific retirement links. Here are three year-end estate planning tips. FinancialAdvisor Deciding when to take social security is more than just numbers. HumbleDollar Public School teacher’s 403(b) plans suck- part gazillion. Quartz A year-end checklist for your retirement portfolio….

Pasta, Pizza, and Passion

Retirement math isn’t what you think. Investors focus limited time on asset allocation percentages, market returns, and perfect withdrawal rates. While not inconsequential, they pale compared to the stats that matter. Let’s say someone retires at 65. Maybe they’ll be lucky enough to get another ten years of good health. That equates to a little over…

Fate Up Against Your Will…..When Is My Retirement?

We become what we pay the most attention to. Focus your energy on this week’s terrific retirement links, and you won’t be disappointed. You will run out of time and health before depleting your savings. The Retirement Manifesto How to achieve your dreams. Darius Foroux Successful investing is hard. A Wealth of Common Sense Consider…

Turning Scraps Into Gold

Complexity shouldn’t be a sector of your financial plan. The same applies to your garden. Many of us import invasive, non-local plants. This disturbs the delicate native ecosystem that pollinators and other beneficial insects rely upon. In addition, caring for these specimens often requires harsh chemicals that further erode nature’s balance. Someone has to take…

The Sun Is Out And I Want Some…..When Is My Retirement?

Money is essential, but it doesn’t compare to time and health. Plan your retirement accordingly. Start by reading this week’s terrific links. The end of retirement The Walrus Don’t be willfully ignorant. Big Think Progress has its costs. Young Money Why do you get health insurance through work? Vox Not being comfortable may be a…

Character Is Your Financial Destiny

The experts get stuff wrong all the time. In the late 1800s, William James, the founder of Psychology, made a dramatic claim. “By age thirty, character has set like plaster and will never soften again.”   Recently, this declaration was turned on its head. In an experiment, social scientists recruited 1.500 entrepreneurs in their 30s, 40s,…

Everything’s Going To be Alright…..When Is My Retirement?

As long as you are willing to be a little uncomfortable, it’s never too late to learn. Start your education by reading this week’s terrific retirement links. Since 1926, all of the stock market’s gains were generated by 4% of the stocks. A Wealth of Common Sense Time is your most valuable resource. CNBC Don’t…

Happiness Is An Inside Job

Knowing how to keep score before you play a game is essential. Too many people focus on external factors when their spotlight should be within. It’s futile to declare victory if the goal line keeps changing. Letting others define your happiness is an unmistakable path to a stalemate or worse. Counting the things that are…