Keeping up with the Jones’s is a chronic disease. Affordability is a valid economic concern. Needs like housing , food, energy, and healthcare costs continue to rise. What about the wants? Newsday discussed a major ingredient to the crisis. Parent’s racing to keep up with their neighbors plays a not inconsequential role for many American…

Comparison is the thief of joy. The United States is the global leader in despondent millionaires. The root of this unnecessary misery is a psychological phenomenon called relative deprivation. Wealth satisfaction correlates with local comparisons. This means if you live near a place like Greenwich, Connecticut your local wealth comparison are billionaire Hedge Fund Managers….

Some ratios matter more than others. In finance investors tend to prefer  things like Price to Sales or Price to Earnings ratios. Here is something more valuable to apply. It’s called the Work To Fun Ratio. I think I just invented it. Here’s how it works. People tend to work many more years than the…

What are you working for? Many dread retirement for all the wrong reasons. They work because it’s all they know. Their identity and social circle orbit the workplace and they’re terrified of severing the ties. Work becomes who they are not what they do. Despite being financially comfortable they can’t let go. Some are mesmerized…