Most people don’t know Jack about their finances – especially teachers. Only 29% of Americans know about 529 college savings plans. About 60% of Americans have life insurance, but nearly half of them have insufficient coverage. 32% of Americans maintain a budget. 30% possess a long-term financial plan.  24% of millennials demonstrate basic financial literacy.  35% of adults with a credit…

Embracing death is the same as embracing life. We run out of time long before running out of money. We can’t seem to grasp this. Distractions rule our lives. Social media, watching sports, binge-viewing, overeating, gambling, and drugs/alcohol take up too many hours. Why are we trying so hard to distract ourselves? We suffer from…

The only group that hates fireworks more than myself are the poor dogs they torture. The pandemic’s version of July 4th was especially disturbing. Due to the C0vid-19 lockdown, celebrants took their burning desires and turned them up a notch. It sounded like the Battle of Britain was raging above my house. The aerial show…

Dead people don’t get to retire. Many Americans fret about their “retirement number.” They’re missing the big picture. Without health, worrying about wealth becomes a meaningless time suck. Americans are getting fatter by the second. The Wall Street Journal published some alarming facts. The current crisis is heightening the need for better treatment of obesity,…