I Don’t Like Mondays…..When Is My Retirement?

Rumination and reactivity have done more to ruin retirement plans than any bear market. Read this week’s terrific links and learn to focus your energy in the right places. Higher interest rates can benefit retirees more than you might think. Morningstar Twenty invaluable investing lessons. A Wealth of Common Sense How to make a difference…

Choose Your Chimps Carefully

Solitude gets a bad rap. Yes, we all need people, but some require them more. Many successful folks have retreated into their own worlds and found happiness and success. The famous children’s author Beatrix Potter is a prime example of lemonade made from sour lemons. For her first five years, Beatrix was an only child….

Gotta Find A Way, A Better Way…..When Is My Retirement?

A big part of wisdom is the ability to follow your own advice. For those who find this problematic, the next best thing is to find a credible source. Look no further than this week’s terrific retirement links.   You are the most significant risk to your retirement plan. A Wealth Of Common Sense Nine…

Should Financial Advice Be Gentle Or Authoritarian?

Extreme behavior results in extreme outcomes. This isn’t an optimal fallout for parenting and financial advice. There’s an emerging philosophy circulating in America’s playgrounds concerning parental behavior. It’s called Gentle Parenting. It’s the antithesis of the Because I said so crowd. Gentle parenting targets a new approach to raising children, emphasizing empathy, respect, and understanding…

It’s Time To Taste What You Most Fear …..When Is My Retirement?

Life’s meaning shouldnt reside solely in your job. It won’t be there when you retire. Learn about what will in this week’s terrific links. For most people, social security is taxable. Morningstar Don’t be afraid to say no in retirement. ScienceDaily Retirement software isn’t perfect. HumbleDollar Should you overweight dividend-paying stocks in your retirement portfolio?…

Embrace An Attitude Of Gratitude

Is free will just another human delusion? There are potent arguments that we have much less clout over our actions than we realize. Physiologists conducted several fascinating experiments that lean against human free will. Benjamin Lever demonstrated subconscious brain activity is the prime driver of movement. He used EEG to display activity in the brain’s…

What I Need, I Just Don’t Have….. When Is My Retirement?

Nobody gets to choose their genes, country of birth, or the political/economic conditions they’re born into. If you reading this post, you are a fortunate person. Take advantage of your good fortune and properly plan your retirement. Start by reading this week’s terrific links. There’s a difference between being frugal and being independent. Morgan Housel…

Ten Life Tips That Need To Be Taught In High School

Public Schools need to get a life. It’s the only grade that matters – Life Skills 101. Instead of obsessing about A.P. courses or writing pseudo-research papers to get into elite colleges, there’s another way. How about teaching kids a curriculum that’s applicable after they depart the world of honor rolls and standardized tests? There’s…

Mondays Coming Like A Jail On Wheels…..When Is My Retirement?

Anger is a self-inflicted wound. Don’t sabotage your wealth by making emotional decisions. Read this week’s terrific retirement links and avoid making unforced errors with your money. Avoid these 25 investing mistakes. Darius Foroux 25% of Americans have no clue how much they’ve saved for retirement. Yahoo Finding a good caregiver is a job in…

Incentives Are Superpowers; Set Them Carefully

It’s straightforward to see what motivates people; peek at their incentives. Sam Altman provided the title but didn’t create the destructive powers of wrong incentives. They’ve been around since the beginning of time and continue negatively affecting our lives. Our Healthcare, Food, Social Media, and Finance industries are slingers of twisted enticements. Treatment rather than…