It’s Monday Again…..When Is My Retirement?

Ignore daily market noise. Focus on the things you can control – like reading this week’s amazing links. Inflation can destroy your retirement plans. The Belle Curve Did you review your Medicare options? CNBC How is your retirement plan affected by market volatility? MarketWatch Americans dream more about retirement rather than make a plan for it….

Introducing On Her Mind Podcast

Dina here … Today I want to unveil my latest project:  On Her Mind, a podcast to address the many worries that weigh on a woman’s brain.  Whether you are a woman, or want to understand women better, this podcast sheds light on topics many want to learn about but resist asking about – things…

It’s Monday Again…..When Is My Retirement?

If your retirement plan is dependent on the outcome of a trade war with China, it’s time to get a new plan. Start right here with this week’s terrific links. Steady retirement spending is a myth. The New York Times The average retiree spends $3,800 a month. Barron’s It’s a myth that everyone used to…

How an English Major Became an Advisor

Dina here … We live in a time when expressing an opinion and having an audience is as nearby as a cellphone. We can always have lots of people agreeing with us, in fact – algorithms for social media, such as Facebook, guarantee that we will find our very own choir to preach to. It…

Don’t Let Saving for Retirement Become Another Fantasy

Half of our country has saved squat for retirement. Why? Stagnant wages (compared to the cost of living) leave little to squirrel away. Debt payments, especially among Millennials in the form of student loans, gobble up the crumbs. Greedy Wall Street firms charge egregious fees for their services. The maze of confusing retirement plan options doesn’t…

Time Sham

Timeshare companies make buyback offers you should refuse. There are over 9 million timeshare owners in the United States alone, according to a 2017 Vacation Timeshare Industry study. 74% are locked into lifetime contracts with perpetuity commitments that can pass on to their next of kin. 85% of owners have buyer’s remorse. What happens when…

It’s Monday Again…..When Is My Retirement?

People spend more time searching out Black Friday and Cyber Monday deals than they do planning their retirement. Don’t fall into this category. Start by reading this week’s terrific links.     Were Pensions really that great in the 1950’s? Barron’s A huge number of people care for ageing parents and their adult children in retirement….

Eleven Things To Be Thankful For

Gratitude creates a great attitude. Be thankful for what you have instead of stressing about what you need. In the spirit of Thanksgiving, here are eleven items I am grateful for. Women achieving positions of power –  Testosterone based decision making never ends well. The Presidency – Disagreeing with or disliking the President beats the…

It’s Thanksgiving Week Again….. When Is My Retirement?

It’s time to be thankful that there’s still time to plan for your retirement. Start by reading this week’s links. Why do women live longer than men? MarketWatch Here is a terrific HSA plan. Morningstar Automatic transfers of small 401(k) balances are about to become reality. Wall Street Journal Are retiree health care costs overblown?…

Don’t Avoid a Difficult Retirement Plan

Investors are often ambushed in the perceived safety of their comfort zones. Growth and fulfillment don’t show up on the set of Ground Hog’s Day. Welcome to the world of difficult-easy —  where stuff that feels hard doesn’t get you anywhere (for example, getting up early and working late at a low paying dead end…