This Time Is No Different

Paraphrasing  Mark Twain, History may not repeat, but it does rhyme. Cycles of investing are often melodious with significant historical changes. This time is no different. The period from 800 to 200 B.C.E. was called The Axial Age. Axial refers to a pivot. During this period, humanity pivoted in the right direction. People became aware…

We Don’t Speak Bird

“Birds scream at the top of their lungs in horrified hellish rage every morning at daybreak to warn us all of the truth, but sadly we don’t speak bird.” – Kurt Cobain.   Anything can happen at any time in life and the financial markets. The more extensive the number, the greater the range of…

Somehow I Stayed Thin While The Other Guys Got Fat…..When Is My Retirement?

Every action has consequences. Small financial decisions multiply over time, like an acorn turning into an Oak Tree. Start making better choices by reading this week’s terrific retirement links and watch your knowledge compound. Will you find a more affordable home during retirement? A Wealth of Common Sense Make sure you understand how to diversify…

Can Your Portfolio Survive A Near Death Experience?

Losing some battles to win the war sums up long-term investing. Avoiding being powerless to fight another day is crucial for sustainable wealth creation. The market seems to have an NDE (Near Death Experience) at least once every decade. Recoiling from the white light is mission-critical. About 10-20% of people experience clinical death experience, NDEs….

Clocks Go Slow In A Place Of Work…..When Is My Retirement?

Knowledge is like food: it’s useless unless you can digest it and use it to fortify your life. Read this week’s terrific retirement links, and eat heartily. Is it possible to save for both retirement and college? The College Financial Lady How do Social Security’s Survivor Benefits work? Financial Ducks In A Row There’s a…

The Only Thing We Have To Fear Is The Fear Of Missing Out

Sometimes we do stupid shit, and everything works out. On most occasions, it doesn’t. Many lack the most critical gene- Self-Awareness. Confusing luck with skill is our default state. When things go well, it’s due to delusional brilliance. When they don’t, bad luck becomes the fall guy. Things get messy when we try to repeat…

Investing Is A Multiple Of Your View Of Tomorrow

Sound investing leans into the future, not the past. Whether building a football team or allocating hard-earned capital, this strategy is timeless. NFL Champions are built in March and April. General managers pick talent through Free Agency and April’s draft. The criteria they implement to construct their team determines whether they visit the Super Bowl…

I Don’t Like Mondays…..When Is My Retirement?

Rumination and reactivity have done more to ruin retirement plans than any bear market. Read this week’s terrific links and learn to focus your energy in the right places. Higher interest rates can benefit retirees more than you might think. Morningstar Twenty invaluable investing lessons. A Wealth of Common Sense How to make a difference…

Choose Your Chimps Carefully

Solitude gets a bad rap. Yes, we all need people, but some require them more. Many successful folks have retreated into their own worlds and found happiness and success. The famous children’s author Beatrix Potter is a prime example of lemonade made from sour lemons. For her first five years, Beatrix was an only child….