Don’t Let Instinct Ruin Your Financial Plan

The human instinct to focus only on immediate threats to our well-being is hard-wired. It evolved because it kept early humans physically safe. But while the instinct to run from danger was invaluable to a Neanderthal roaming the savanna as a hunter/gatherer, it can be devastating to a long-term financial plan. Just think about the…

You Have the Watches, But We Have the Time

Investors have a much easier job than traders. It comes down to playing the long game vs. the much riskier shorter version. The short term is all about predicting irrational human reaction to unpredictable and random short-term events. The long game enables an investor to make educated guesses on the most likely long-term probabilities. While the…

You Have the Watches, But We Have the Time

Investors have a much easier job than traders. It comes down to playing the long game vs. the much riskier shorter version. The short term is all about predicting irrational human reaction to unpredictable and random short-term events. The long game enables an investor to make educated guesses on the most likely long-term probabilities. While the…

Cheering for Your Child Can Make You a Better Investor

Learn more about Anthony on NerdWallet’s Ask an Advisor Disturbing behavior occurs far too often during youth sporting events. Fights, inappropriate language and disrespectful attitudes often seem to be the rule. And we’re not talking about the kids. We’re talking about the parents. Many parents try to live vicariously through their children to make up…

Cheering for Your Child Can Make You a Better Investor

Learn more about Anthony on NerdWallet’s Ask an Advisor Disturbing behavior occurs far too often during youth sporting events. Fights, inappropriate language and disrespectful attitudes often seem to be the rule. And we’re not talking about the kids. We’re talking about the parents. Many parents try to live vicariously through their children to make up…

How Demographics Will Drive Up U.S. Home Sales

Over the next few years, the United States should see a dramatic increase in the demand for homes. This is not wishful thinking. Underlying demographic trends make it almost inevitable. It’s easy to be jaded when looking at the real estate market. The epic collapse in prices that began in 2007 left an entire generation…

5 Ways to Turn Inertia Into Financial Momentum

Too many choices and inexperience with complex issues are two of the biggest impediments to creating wealth. Limiting choices and automation, on the other hand, are great ways to improve your decision-making. In their excellent book “Nudge,” authors Cass Sunstein and Richard Thaler identify a couple of reasons why most people are not very good at managing money. Through…

What is the WSJ Editorial Board Smoking?

“Mr. Perez has suggested in hearings that customers can receive robo advice instead. Seriously. We’re not sure we trust Siri of iPhone fame as a stock picker. We’d prefer the flesh and blood adviser who may have been recommended by a friend.” Editorial, The Wall Street Journal May 17, 2015 In the immortal words of…

Brokerz from the Hood

“Make everybody see, in order to fight the powers that be.” – Chuck D., Public Enemy This quote from the rap group, Public Enemy, sums up the deception that is modus operandi of the majority of the financial service sector. While Chuck and his pals provided a release for the downtrodden and oppressed, retail brokerage clients…