You can worry about saving money now or worry much more later. It’s your choice. Instead of worrying, check out this week’s terrific retirement links.

Medicare isn’t free. CNBC
Flextime would keep more older workers employed. Bloomberg
Be very careful before you take a lump-sum pension payment. InvestmentNews
You will meet these nine types of people in retirement. Financial Living Blog
Matching student loan payments with a 401(k) is becoming a thing. Wall Street Journal
Be like Michelangelo when you retire. MarketWatch
Another reason to use index funds in your portfolio. HumbleDollar
People with $1 million are about as happy as those with $8 million. The New York Times
Teachers 403(b) plans flunk the smell test. The Motley Fool
Learn how to ask the right questions about money. A Teachable Moment