Repetition, not novelty, makes for sound investing advice. Though sometimes it makes me want to rip my face off and scream. Before ordering the anti-psychotic medication, let me explain. Unlike the Earth’s climate, the iron laws of investing don’t change. Saving more than spending, diversifying assets, keeping costs low, knowing the investment time frame, and…

There are many unpredictable variables regarding investing, the truth shouldn’t be one of them. “I’m sick to death of hearing things from uptight, short-sighted, narrow-minded hypocrites. All I want is the truth.” – John Lennon Who knew this Ex-Beatle would be such an acute observer of the shenanigans of Wall Street’s financial salespeople and their…

Millennials get a bum rap; jokes about avocado toast, safe places, and man-buns camouflage their best qualities. Doing the right thing is more important to them than being masters of the universe. We hear much about every “snowflake” getting a trophy. Nobody mentions their parents who gave them out. This generation doesn’t want to be…

College isn’t the right track for many young people; there, I said it. Before lighting a fire to burn me at the stake, let’s look at some data: 20% of students don’t graduate from high school. 20% will go from school to something besides further schooling. 20% enroll in college but fail to graduate. 20%…