Most investors do not know this. When you open a brokerage account you waive the right to use the criminal justice system. You must settle all disputes with arbitration that is pretty much rigged against the individual investor. Nice….. The most insidious role of FINRA is running the mandatory arbitration system that adjudicates disputes between…

fascinating numbers…   Get some sleep, boost the economy                               Feb  2 2014, 08:30 ET                              “Many of us need more sleep,” write Harvard economist Sendhill Mullainathan in the NYT. “The economic consequences of inadequate sleep are surely huge,” Mullainathan adds. In one month in 2008, a poll showed that 29 percent of…

Some of the things on the list may be obvious, others are surprising. Read on… http://online.wsj.com/news/articles/SB10001424052702304007504579347021413822800?mod=WSJ_hps_sections_yourmoney

How about learning pre-calculus before learning how to balance a checkbook? Maybe exploring paramecium’s before understanding the dangers of credit card debt? The Pythagorean theorem or compound interest? Which would have been more valuable to you? We will attackthis problem with exciting programs from our subsidiary Real$martica.   Coming soon…. More on this read on… http://www.forbes.com/sites/jessicahagy/2012/05/02/nine-dangerous-things-you-were-taught-in-school/2/

From Rick Ferri The results are in and they are bad. After tracking 68 experts and 6,582 market forecasts, CXO Advisory Group has concluded that the average market prediction offered by experts has  been below 50% accuracy. Flip a coin and your odds for predicting the  market are better. It’s hard to imagine that the…