Simple math is the answer. 20 is a much bigger number than 5.64. If assets are in the child’s name, the school expects 20% of the proceeds to go toward tuition. For example, a $10,000 savings account in the child’s name will lead to a $2,000 expected contribution toward tuition. If those same funds were…

These 9 questions will make your meeting more productive and possibly save you $$$$… http://www.horsesmouth.com/shop/pdftemp/horsesmouth-47A45F875B.pdf

One word… Dirtbags!!!  This is all too common in the financial industry. The remedy is to use a fee-only advisor.  Read on… via Jason Zweig at the Wall Street Journal: One adviser recently forwarded me two emails he had received from Table Bay. The first offered a Maserati to advisers who sell at least $7.5…

Not necessarily, it can actually help if you pay them in full each month. Watch out because if you have too many cards and miss or make minimum payments, disaster may be around the corner. From Learn Vest 3. Will having too many cards hurt my credit? It’s not the number of credit cards that…

This is one of the best articles I have ever read on why most people really stink at managing their money. If you are honest you will admit to doing some of the 77 things mentioned. I know I have.  Read on…. http://www.fool.com/investing/general/2014/02/10/77-reasons-youre-awful-at-managing-money.aspx

Besides paying taxes and penalties, the worst part of doing this is sacrificing the miracle of compound interest. The money you cash out will never get a chance to grow. 35% of workers who left their previous employer did this last year. In a study completed by Fidelity Investments this could lead to sacrificing $470…

According to a study by Fidelity Investments, you should have saved : 1x salary at 35 3x salary at 45 5x salary at 55   Are you on track?

From the WSJ…   Meanwhile, there’s always the option of switching to higher deductible—increasing a homeowners deductible to $1,000 from $500, for instance, can save 25% on annual premiums, says Ms. Worters. That would amount to annual savings of $244.50 based on the national average premium of $978 in 2011, the latest year the statistic…