Anthony Isola

The 96% Problem

Is spending harder than saving? For many retirees, the answer is a resounding – YES. Even though affluent retirees fail to spend their annual income, the problem persists. Part of the fear is due to the wide range of withdrawal rates, 3-5%. Others are spooked by the media drumbeat of how woefully unprepared most Americans…

Healthy Coping Skills Are The Ultimate Wealth Generator

You are what your coping mechanisms say you are. Bad things happen; what matters is how you react to them. Learning to cope with personal and financial turmoil is worth more than a four-year college degree. Americans suck a coping. In comparison to other wealthy nations, Americans die a lot younger. Surprisingly, this gap is…

How To Avoid A “Mid” Retirement

Growing old and vanishing is an unrelenting nightmare for many people. Multitudes of workers stay on jobs they despise for this very reason. The fear of irrelevancy often trumps the uncertainty accompanying freedom from the workplace. Jenny Joseph wrote a viral poem as a rebuttal to the sexism prevalent in our society. It centered on…

Anything Can Happen At Any Time

Our lives are overflowing with vast emptiness. We should comparably view our investments. Emptiness has a negative connotation. In reality, its definition is centered upon unlimited potential. As human beings, we confront this daily, though we may choose to ignore it. The four most frightening words in English are: Anything can happen anytime.  Our day-to-day…

It’s Not How Old I Am, It’s How Old I Feel…..When Is My Retirement?

Spending time on things you can control is a wise choice. Reading this week’s terrific retirement links falls under this category.   Dollar Cost Averaging is still undefeated. A Wealth of Common Sense A Health Savings Account can turbocharge your retirement. Morningstar Don’t feel guilty about spending money on luxuries during retirement. HumbleDollar The secret…

Timeless Wisdom Never Grows Old

Investors take heed: You are what you read. Absorbing market mayhem by perusing social media shatters more wealth than any Bear Market. Doom scrolling never made anyone financially more prosperous except for the conflicted content creators taking advantage of their prey’s fluctuating emotions. The solution is to read more books. Exercising critical thinking muscles never…