From Carl Richards Investing comes with so many choices today. At the beginning of 2013, there were more than 7,000 mutual funds to choose from. The number of exchange-traded funds crossed 1,500 in 2013. When you add all the share classes, these funds are available with close to 25,000 options, and that’s just a start….

Women on average pay about $1350 more a year than men for similar goods and services. This is huge over a lifetime. Check out the specifics here  http://www.marketwatch.com/story/5-things-women-pay-more-for-than-men-2014-01-17?link=MW_popular

Term life insurance is different from whole or permanent insurance. It has a specific time period and will run out if you do not die in the specified period. ( A good thing!!)  Whole life is usually much more expensive because it offers an investment component. It also has a much smaller death benefit. These…

The number one rule is not relying on economic forecasts. The simple reason is they are usually wrong. The only people who get things right are what you might call the permanent bears or bulls. These are people who always have the same opinion no matter what is happening. They either think everything is terrific…

From pfeef.org  This list sums up the 10 financial items which should most concern you… 2. What are the Top Ten Financial Behaviors?                       There are many good personal financial behaviors but the most fundamental truth is that one must spend less than one earns, thus sacrificing some spending to invest for one’s future.                       Additional…

While great college saving vehicles there can be problems if you don’t understand how to withdraw money to pay tuition. A big one is paying the bill the year it is due and not withdrawing the money the year prior. There are also some restrictions on what you can spend the money on relating to…