You can spend a little time now planning for retirement or all your time worrying later. Make the right choice. Read this week’s terrific links.

It’s important to have liquid assets. Of Dollars and Data
How to hire the right retirement advisor. TheStreet
Take a look at this terrific social security calculator. Morningstar
What should you do if your 401(k) match is removed? CNBC
You don’t become someone else as you age. MarketWatch
Relying on rental income to finance your retirement can be risky. Bloomberg
Some great stats on what Americans are most concerned about in retirement. Simplywise
Gardening is a recipe for happiness. ScienceDaily
What should you do with your 401(k) if you lost your job? The New York Times
How to deal with inevitable professional decline in a healthy way. Arthur C. Brooks