If your retirement plan wasn’t built to be changed, you don’t have a plan. Read this week’s links and learn what’s really important for your retirement.

Don’t let surrender fees stop you from getting out of expensive annuities. Dollars And Data
What are experiences really worth? The Wall Street Journal
Never take retirement advice from someone knocking on your front door. Morningstar
The SEC wants to protect teachers and military personnel from financial salespeople. InvestmentNews
This might be the most valuable retirement savings account. Yahoo Finance
Many underestimate their retirement spending. Kiplinger
“Trusted Professionals” are scamming retirement investors. Bloomberg
Don’t make a huge mistake by not reviewing your drug prescription plan. The Washington Post
Gen Xers are struggling to save for retirement. The Motley Fool
How to plan for retirement and Special Needs Care. Barron’s