Retiring without a plan is like sailing across the ocean without a map. Either case, you end up lost- or worse. Start finding your way by reading this week’s terrific retirement links.

Why are 401(k) balances so low? MarketWatch
The dangers of having too much stock in your retirement portfolio. Morningstar
Using your retirement portfolio to pay for your children’s college tuition isn’t a good idea. Barron’s
The stocks market has moved a lot but gone nowhere. The New York Times
People lie about being retired. BBC
There are more 401(k) millionaires than ever. CNBC
Young people should leave home in their retirement portfolios. Bloomberg
What do 90-somethings regret the most? Human Parts
Working out at home can save money and keep you just as healthy. The Wall Street Journal
Don’t be fooled by fee-based advisors. A Teachable Moment