We needlessly worry over low probability events. Shark and terrorist attacks are highly unlikely. On the other hand, retirement is certain unless you plan on dying or working forever. I wouldn’t recommend either. How about using your time in a more productive manner? Start by reading this week’s terrific links.

Is your 401(k) leaking? The Wall Street Journal
Here’s how you find out how much your Social Security check will increase in 2019. CNBC
You can still become a 401(k) millionaire even if you start late. Morningstar
Seven attributes of a great 401(k) plan. Fiduciary Matters
Young people must do this for a comfortable retirement. MarketWatch
Teacher’s 403(b) plans are a nightmare. CNBC
Don’t let recent events influence long-term retirement plans. The New York Times
Many fund companies force employees to use their own expensive funds in their retirement plans. Barron’s
Don’t be afraid to spend during retirement. MD Magazine
Stay in your investing lane. A Teachable Moment