It’s Monday Again…..When Is My Retirement?

Don’t let a financial hurricane destroy your retirement. Start planning now by reading this week’s links.

Merril Lynch decided to change its mind about commissions. I wonder why?? InvestmentNews

You can avoid the tax penalty for early retirement withdrawals with this strategy. CNBC

Spending and saving are much more important than market returns when planning for retirement. Random Roger

Your spending will dictate your savings. Nerd’s Eye View

Can Elephants teach us about retirement? MarketWatch

Many companies recruit ex-teachers to sell inappropriate retirement products to their colleagues. Financial Planning

Don’t speculate with your retirement funds. A Teachable Moment. 

More people should participate in HSA’s. The Belle Curve

Use prospective hindsight to jump start retirement savings. USA Today 

Some people retire REAL early. How do they do it? The New York Times



This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment.

The commentary in this “post” (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Ritholtz Wealth Management employees providing such comments, and should not be regarded the views of Ritholtz Wealth Management LLC. or its respective affiliates or as a description of advisory services provided by Ritholtz Wealth Management or performance returns of any Ritholtz Wealth Management Investments client.

References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others.

Please see disclosures here.