Morgan Stanley Clients: Assume the Position

Dina here… Perhaps Tony and I have been hanging out too long because I swear, the snark factor in my latest blog sounds a lot like him — but it’s all me, and it’s all true. Click here if you’re curious to know why it really is déjà vu all over again (and not in…

Exit Light, Enter Night — We’re Off to 403(b) Land

“Sleep with one eye open gripping your pillow tight.”– Metallica Ruthless predators in disguise are raiding the retirement accounts of public school teachers. Just like wildlife lurking in the rain forest on the banks of the Amazon River, they manipulate their environment to consume unsuspecting prey. In the words of some other famous head-bangers, welcome to…

Many Investors Have a Contradiction-Addiction

Most investors are a walking contradiction. You cannot love both Hilary Clinton and Donald Trump; root for both the Yankees and the Red Sox; nor can you put grated cheese on linguine with clam sauce (shout out for all you hardcore Italians out there). Some things just cannot go together. Don’t tell this to investors. Their belief…

Teach Your Daughters to Fish

Dina here … In spite of the fact that women lead men in attaining higher education degrees, when it comes to money-smarts, they are falling short. Clearly, raising financially savvy, independent daughters is more about experiences than test-taking. Make sure that you are encouraging your daughters to think in empowering ways so they will have the…

The Ultimate Alternative Investment: Happiness

What is the point of accumulating financial assets if they don’t make you and those around you happy? Though our nation’s total net worth has never been higher, our individual levels of anxiety are moving in the opposite direction. Real financial planning is so much more than pontificating about the benefits of a low-cost, globally diversified…