Pro Tip: When in doubt, avoid the extremes. Seeking the middle ground is essential to avoiding worst-case outcomes. Life is more like playing a game of tennis than a box of chocolates. Unforced errors often determine the thin line between success and failure. The amount of time you spend between the extremes clarifies your character….
I Don’t Like Mondays…..When Is My Retirement?
If you can’t explain something to a third-grader, you don’t understand it. Simplify your retirement plan by reading this week’s terrific links. Americans who work with real financial advisors have better outcomes. InvestmentNews Don’t let people scare you with the usual suspects. David Kelly Most days, the market is dull. Stop looking for problems that…
Too Many Students Major In Grade Inflation
But all excellent things are as difficult as they are rare. – Baruch Spinoza Are Colleges morphing into the old Soviet Union? Sort of. Like the old joke about the failed Communist U.S.S.R., They pretend to work, and we pretend to pay them. Grade inflation is the academic standard uniting our 5,300 Universities and Colleges….
Monday’s Coming Like A Jail On Wheels….When Is My Retirement?
According to Plato, human behavior flows from three primary sources: desire, emotion, and knowledge. By reading our terrific weekly links, develop your knowledge, curtail your emotions, and gain motivation to be a better retirement investor. Don’t mix politics with your retirement portfolio. OptimistiCallie Don’t make these mistakes in your Estate Plan. Flow Solo retirements are…
Compound Interest Is Apolitical
Truth knows no parties. It’s that time of year again. The Most Important Election of our Lifetime (A Phrase curiously repeated every four years) is just around the corner. The fate of Western Civilization and your retirement portfolio hang on a thread—the wrong choice results in an epic conflagration of everything good. There are many reasons…
I Don’t Like Mondays…..When Is My Retirement?
Only you can save yourself. Start by taking ownership of your retirement by reading this week’s terrific links. Retirement is a search for meaning. Out Over My Skis What’s the difference between a 403(b) and a 401(k)? The White Coat Investor The Blue Zones may not be ideal for longevity. Cremieux Recueil Broaden your experiences…
Wealth Is A Single Player Game
It’s impossible to acquire real wealth if you’re unhappy. The reason for much of our misery is we spend too much time playing multi-player competitive games. For example, we’re often motivated by what others think. The reality is that most people are too concerned with themselves to care much about your problems. In the words…
Now You Do What They Told You…..When Is My Retirement?
You’re a combo of your habits and the people you spend the most time with. Form a productive routine by reading our weekly retirement links. Why don’t people save enough for retirement? A Wealth of Common Sense Higher future taxes aren’t favorable for 401(k) distributions. Of Dollars And Data Add a simple wellness plan to…
Reflections On Turning 6-ZERO
This week, I turn 60. I graduated college 40 years ago. Holy Shit! Entering the spring of old age is no tiny matter. While allowing that tidbit to sink in, reflecting on a six-decade journey is worthwhile. Here are some lessons learned the hard way. Distractions Rule: Distractions are the rocket fuel to escape your…
If You Leave Don’t Look Back…..When Is My Retirement?
If you want to make the wrong decision, ask everyone. The same advice goes for your retirement plans. Please do yourself a favor and stick with our weekly retirement links for the best results. You might be eligible for 0% Long Term Capital Gains Tax during retirement. The White Coat Investor Invest like a Stoic….