With interest rates at record lows, New Years Eve could create a great opportunity if you need a car. Read on… http://www.marketwatch.com/story/the-years-best-day-to-buy-a-car-is-approaching-2013-12-09?link=MW_home_latest_news

If you have 25 minutes watch Morgan Housel of the Motley Fool interview Barry Ritholz. These guys hit the nail on the head. The stuff they talk about is so true and invaluable. Take some time and just listen you will not regret it.

If you have 25 minutes watch Morgan Housel of the Motley Fool interview Barry Ritholz. These guys hit the nail on the head. The stuff they talk about is so true and invaluable. Take some time and just listen you will not regret it.

Politicians should just put stickers on themselves like they do at NASCAR. Disturbing reading which helps explain why our government is so dysfunctional. http://www.ritholtz.com/blog/2013/12/who-owns-congress-2/    

An excellent and timely article describing the process when your account is compromised. Should you file a police report?? It depends How long does the bank have to credit your account for the misappropriated funds?  up to 14 days Read on…  http://www.marketwatch.com/story/what-to-do-when-fraudsters-use-your-credit-card-2013-12-06?pagenumber=2

Browns Law (From Josh Brown)  The more a broker is compensated for selling you a product the worse that product is for you. keep this in mind and and you will be way ahead of the game.

Just looking at your return compared to an index does not tell you the real value of your advisors benefit to your financial health…. Look at the big picture: Many advisers provide a range of services—from helping clients find a mortgage to helping them create a lifelong financial plan—that go beyond investing.                                         As such, it…

A great New Years resolution. Instead of drastically changing your budget, pledge to increase your retirement contributions by 1% each year. This painless strategy will have enormous effects on your wealth over a decade. http://blogs.wsj.com/experts/2013/12/17/what-a-difference-a-percentage-makes/

Interesting graphic…. http://www.washingtonpost.com/blogs/govbeat/wp/2013/12/16/where-teachers-get-paid-the-most-and-the-least/