Women on average pay about $1350 more a year than men for similar goods and services. This is huge over a lifetime. Check out the specifics here  http://www.marketwatch.com/story/5-things-women-pay-more-for-than-men-2014-01-17?link=MW_popular

Term life insurance is different from whole or permanent insurance. It has a specific time period and will run out if you do not die in the specified period. ( A good thing!!)  Whole life is usually much more expensive because it offers an investment component. It also has a much smaller death benefit. These…

The number one rule is not relying on economic forecasts. The simple reason is they are usually wrong. The only people who get things right are what you might call the permanent bears or bulls. These are people who always have the same opinion no matter what is happening. They either think everything is terrific…

From pfeef.org  This list sums up the 10 financial items which should most concern you… 2. What are the Top Ten Financial Behaviors?                       There are many good personal financial behaviors but the most fundamental truth is that one must spend less than one earns, thus sacrificing some spending to invest for one’s future.                       Additional…

While great college saving vehicles there can be problems if you don’t understand how to withdraw money to pay tuition. A big one is paying the bill the year it is due and not withdrawing the money the year prior. There are also some restrictions on what you can spend the money on relating to…

This info is from Herb Weisbaum at CNBC. Check this out.. Here are seven of the key signs that you are a victim of identity theft: Bills for goods or services you didn’t purchase appear on your credit/debit card statements: Don’t ignore small charges. Crooks who buy stolen account numbers sometimes do a test with…

A good rule of thumb is 3-6 month’s of living expenses. This may vary depending on your individual circumstances. For example, if a person owns a small business that is very seasonal it would be advisable to keep 6-12 months saved due to the uncertainty of the cash flow. On the other hand, two tenured…

 It is all about the spending. I personally like the bicycle tip. Thinking of some people I know doing that is an interesting visual. Here are some helpful tips from Mr. Moustache who retired at 35. Even though this may be impossible for most, moving the retirement date up 5-10 years is nothing to sneeze…

You better!!  If you do not know what this means you will have no idea if you are actually making any money. Nominal returns are your returns before inflation is accounted for. Real returns account for inflation. You might say who cares? This is why understanding of this concept is vital   Example 1  Investment…