Your retirement plan is a compass, not a map. Learn how to navigate yours better by reading this week’s terrific links.

What will it cost to retire in your state? MarketWatch
Before you buy an annuity ask these questions. CNBC
The fleecing of teachers 403(b) plans have no end in sight. Wall Street Journal
Don’t let depression ruin your retirement. Business Insider
What impact will an ageing population have on our society? New York Times
Here are 25 questions you ask your retirement advisor. First links
Retirees are moving out of New York. The New York Post
Don’t be an old grump, the world is a better place than when you were a kid. Collaborative Fund
Should you invest part of your bonus in your 401(k)? Morningstar
Bad news separates investors from their money. The Irrelevant Investor