Stocks go up, stocks go down. Focus on the things you can control. Your saving and spending rates will determine your future. Read about what really matters in this week’s terrific links.

Spending time outside is a great investment. The Washington Post
Bad news can be better than uncertainty. The Humble Dollar
Why are more 55 and over people getting divorced? The Wall Street Journal
This a great retirement plan for the self-employed. Kiplinger
Is Medicare really going broke? Retirement Starts Today
Here are some ways to create your own pension. MarketWatch
Do not trust Insurer backtests when they try to sell you market index annuities. Bloomberg
Avoid these mistakes when withdrawing money from your retirement accounts. Financial Planning
Americans could learn much from Italians about enjoying life. A Teachable Moment