How Demographics Will Drive Up U.S. Home Sales

Over the next few years, the United States should see a dramatic increase in the demand for homes. This is not wishful thinking. Underlying demographic trends make it almost inevitable. It’s easy to be jaded when looking at the real estate market. The epic collapse in prices that began in 2007 left an entire generation…

5 Ways to Turn Inertia Into Financial Momentum

Too many choices and inexperience with complex issues are two of the biggest impediments to creating wealth. Limiting choices and automation, on the other hand, are great ways to improve your decision-making. In their excellent book “Nudge,” authors Cass Sunstein and Richard Thaler identify a couple of reasons why most people are not very good at managing money. Through…

What is the WSJ Editorial Board Smoking?

“Mr. Perez has suggested in hearings that customers can receive robo advice instead. Seriously. We’re not sure we trust Siri of iPhone fame as a stock picker. We’d prefer the flesh and blood adviser who may have been recommended by a friend.” Editorial, The Wall Street Journal May 17, 2015 In the immortal words of…

Brokerz from the Hood

“Make everybody see, in order to fight the powers that be.” – Chuck D., Public Enemy This quote from the rap group, Public Enemy, sums up the deception that is modus operandi of the majority of the financial service sector. While Chuck and his pals provided a release for the downtrodden and oppressed, retail brokerage clients…