Many people will have a credit card balance that they pay 18% or more on interest each month. They may also have money in the bank earning zero. They will not pay the debt because they want the security of having cash in the bank. This behavior will cause them to lose 18% per month. This behavior and others are very common for people who are having debt issues. Here are 10 ways you can help free yourself from the bondage of debt.
http://www.marketwatch.com/story/10-characteristics-of-debt-free-people-2014-02-05?link=MW_popular