Most people ignore, ask uninformed people, or try to do it themselves. For the most part this does not work. Most people can go work out at the gym but if they want better results they hire a quality trainer. It is the same with money. Check and see if you fall under any of…

From Carl Richards Investing comes with so many choices today. At the beginning of 2013, there were more than 7,000 mutual funds to choose from. The number of exchange-traded funds crossed 1,500 in 2013. When you add all the share classes, these funds are available with close to 25,000 options, and that’s just a start….

Women on average pay about $1350 more a year than men for similar goods and services. This is huge over a lifetime. Check out the specifics here  http://www.marketwatch.com/story/5-things-women-pay-more-for-than-men-2014-01-17?link=MW_popular

Term life insurance is different from whole or permanent insurance. It has a specific time period and will run out if you do not die in the specified period. ( A good thing!!)  Whole life is usually much more expensive because it offers an investment component. It also has a much smaller death benefit. These…

The number one rule is not relying on economic forecasts. The simple reason is they are usually wrong. The only people who get things right are what you might call the permanent bears or bulls. These are people who always have the same opinion no matter what is happening. They either think everything is terrific…