You are much better off to follow a simple investment system

Optimizing is often the strategy of people who have specific goals and feel the need to do everything in their power to achieve them. Simplifying is generally the strategy of people who view the world in terms of systems. The best systems are simple, and for good reason. Complicated systems have more opportunities for failure….

A MUST read for women!!

 Women must take retirement more seriously than men. The simple reason is they live longer. There is a 48% chance that one spouse will live to 90 based on a married couple both aged 65. Women tend to outlive men by five to seven years and 80% of centenarians are women!! These are numbers, not…

To these variab…

To these variables, we should add a few more. It could be, at the margins, that a small subset of Americans is put off by the increasingly unpleasant, dangerous, and desperate Thanksgiving/Black Friday shopping frenzy. (The Huffington Post helpfully aggregated instances of Black Friday violence.) Still others are deciding they don’t want to be implicated…

We waste our da…

We waste our days whining over slight imperfections (the nuts in first class aren’t warm, the subway isn’t cool enough, the vaccine leaves a bump on our arm for two hours) instead of seeing the modern miracles all around us.” Carl Richards…. Convenience will make your life easier in the short term but will make…

“Each year, we …

“Each year, we are regaled with stock footage of the 6 a.m. crush, a near-riot battle for the heavily discounted electronics doodad of which only a few are for sale. It is ugly and crass. I see a scene from “The Hunger Games” rather than a modern industrialized nation gratefully celebrating the bounty provided us.”…